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Which transactions earn points with Mastercard Rewards?

Frequently Asked Question

You earn reward points for ALL purchase activity with the exception of the transactions identified below:


  • Betting including lottery, gaming, chips, track wagers
  • Manual or automated cash disbursements at any financial institution
  • Money transfer agent or wire transfer
  • Foreign currency/quasi-cash at a non-financial institution
  • Tax Payments
  • Truck stop transactions
Citadel Credit Union routing number

Routing #

231380104

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Branch Hours: Mon - Thurs: 8:30 a.m.-5:00 p.m.

Friday: 8:30 a.m.-6:00 p.m.

Saturday: 9:00 a.m.-1:00 p.m. *Hours may vary by location

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(800) 666-0191

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