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What if I want to make interest-only payments?

Frequently Asked Question

You can make interest-only payments on a home equity line of credit from Citadel during the first 10 years, known as the draw period. If you prefer, you may choose to make both principal & interest payments instead. At the end of your 10-year draw period, your balance will be amortized for repayment over a period of 20 years.

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