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Citadel Credit Union

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Personal Banking

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Business Savings

Business Tools

Industry Solutions

Business Team

Medical Banking

Routing # 231380104

Bank
- Bank
  Checking Built For You
  
  Love earning cash back? Don’t want requirements or fees? Either way, we’ve got you covered!
  
  Compare Accounts
Save
- Savings Accounts
  Earn 5.05% APY* on a 6 Month Certificate
  
  Or, earn 4.90%^* on a 12 Month Certificate and save big during life's little moments. ^*Additional terms apply.
  
  Learn More
Borrow
- Borrow
  Embrace Your Happy Place With a Home Equity Line of Credit
  
  Introductory APR as low as 3.99% and variable APR as low as 8.50%.^* ^*Additional terms apply.
  
  Learn More
Wealth & Retire
- Wealth & Retire
  Build a Custom Strategy for All of Life's Phases
  
  Our CFS^* Financial Advisors can help you understand and implement the right strategies to support your financial plan. ^*Investments offered through CFS, L.P.
  
  Get Started
Insure
- Insure
  Let’s Navigate Medicare Together
  
  Citadel offers a dedicated Medicare Specialist to help you better prepare and understand your Medicare options.
  
  Learn More
Financial Wellness
- Financial Wellness
  Security: Fight & Report Fraud
  
  Help us keep your accounts safe and learn what scams to be on the lookout for by visiting the security section of our website.
  
  Visit Security
Payments
- Make a Payment to Citadel
  Make a Payment. Improve Your Score.
  
  Did you know consistently making on time payments can help boost your credit score? Our Online & Mobile Banking offers free credit score monitoring so you can see your progress.
  
  Log In

Business Checking
- Business Checking
  - Elite Business Checking
  - Essential Business Checking
  Meet Elite
  
  With more transactions per month, our Elite Business Checking account can help your business evolve.
  
  Open Now
Business Savings
- Business Savings
  Earn 5.05% APY* on a 6 Month Business Certificate
  
  Or, earn 4.90%^* on a 12 Month Business Certificate and save big during life's little moments. ^*Additional terms apply.
  
  Open Now
Business Loans
- Business Loans & Credit Cards
  Flexible Working Capital
  
  We can help manage your cash flow with flexible funding options like a Business Line of Credit.
  
  Learn More
Business Tools
- Business Tools
  - Cash Management Solutions
  - Online & Mobile Banking Tools
  Streamline Operations
  
  Find tools to automate Payroll & HR, Merchant Services by Clover, and Remote Deposit Capture.
  
  VIEW ALL
Industry Solutions
- Industry Solutions
  - Who We Serve
  - Healthcare Banking
  Businesses Like Yours
  
  Our team has extensive experience supporting a wide variety of businesses and industries, including healthcare.
  
  LEARN MORE
Business Banking Team
- Business Team
  Articles & Tips
  
  Get inspired with helpful articles and free resources for business leaders.
  
  READ MORE

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How do I pay at a card reader that is not chip-enabled?

Frequently Asked Question

Your card will also have a magnetic stripe on the back, so you can still swipe your card at a traditional card reader —just as you would today.

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