Scam Alert: We’re aware of scammers impersonating Citadel by phone, text, and in person. Please know Citadel will never ask for your PIN, have you cut up a card, or send someone to your home.

Learn More
Close Alert

Citadel will be closed on Monday, February 16, in observance of Presidents’ Day. You can access your accounts anytime through Online & Mobile Banking.

Log In
Close Message

Do Business Rewards Mastercard points expire?

Frequently Asked Question

Your Business Rewards points expire 5 years from the month they were accumulated.

All card rewards have a 5-year rolling monthly expiration. Rewards will expire the last day of the month, 5 years after they were earned. For example, points earned in March 2022 will expire on March 31, 2027.

top