What happens if I set up a Bill Payer payment, but I do not have funds in my checking account?

Frequently Asked Question

If you do not have sufficient funds in your checking account on the 'Send Date', we may make the payment using available Overdraft Protection funds. If the funding account does not have Overdraft Protection, the payment will fail and an insufficient funds fee may be incurred.  

Automatic or Recurring payments will deduct automatically as scheduled, so be sure to review periodically to ensure you have enough funds in your account to cover a payment or you could incur a fee. For bills that have fluctuating due dates with automatic payments set to a static amount, your payment may not cover the full balance. 

Funds will deduct on the 'Send Date' for electronic payments, so be sure to review your payment dates when setting up a new payment. If a payment is sent by Check, the funds will deduct when the check clears.



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