Citadel offers the products and services you need.
Along with the friendly, personalized service you just won’’t find anywhere else.

Checking Accounts

At a time when many banks keep raising their fees, Citadel still offers totally free checking. Interest checking accounts are also available for higher balances.

Savings Accounts

Citadel rewards good savers with higher interest rates for higher balances. Plus, our Club accounts make it easy to put a little extra away throughout the year.

Money Market Accounts

Citadel Money Market Accounts feature competitive rates that keep pace with market conditions. And you can access your money whenever you need it.


Citadel Certificates let you lock in a great rate for a set period of time. Based on your savings goals, choose from Short-Term, Mid-Term and Long-Term Certificates.

IRAs (Individual Retirement Accounts)

With a Citadel IRA, your investment is federally insured up to $250,000. So you can relax knowing your retirement nest egg will be there when you need it.

Credit Cards

A low APR, reward points for travel and merchandise, no balance transfer fee and no annual fee are just a few of the reasons you should carry a Citadel MasterCard®.


Whether you are refinancing your current loan or buying a new home, Citadel offers a wide range of low-rate mortgages to fit your specific needs.

Home Equity Loans & Lines

If you have big-ticket purchases coming up, talk to Citadel. Our home equity loans and lines of credit feature some of the lowest rates around.

Personal Loans

Citadel makes it easy to get a low-interest loan for a specific purchase or a line of credit for ongoing purchases.

Auto Loans

Let Citadel put YOU in the driver’s seat. Shopping for a new or used auto? We have auto loans with low rates and great terms. Get pre-approved today!

Business Loans

Whether it’s finding financing for commercial property, equipment or working capital, Citadel can help.


Citadel can help you find the right insurance policy at the right price. On average, our customers save $486 each year on insurance.

Investment Services

Work with Registered Investment Representatives who provide personalized service and recommendations on wealth management, retirement planning, education savings, and more.