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Customer Support Routing Number: 231380104

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Bank with Citadel
Better Than Free Checking!

Whether you like to earn cash back or enjoy no minimum balance, we’ve got you covered. Compare our checking accounts and choose the one that’s right for you.

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Save with Citadel
Real Life. Real Savings.

Start earning more with Citadel’s High Yield Savings Account. Enjoy a competitive, variable rate of 1.80% APY.

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Borrow with Citadel
0% Intro Rate for 9 Months

Enjoy flexibility and save more with 0% interest with a Citadel Cash Rewards Mastercard.

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Invest at Citadel, Available Through CUSO Financial Services, L.P. (CFS*)
Online and Mobile Banking

Take advantage of Citadel’s full range of online and mobile banking services—anytime, anywhere.

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Card Control

Turn your cards on/off, set spending limits, and manage location settings with Citadel Card Control.

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Learn & Plan
Refer Your Friends to Citadel for Cash!

You can earn $50 for each person you refer.

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Citadel’s High Rate Certificates

Reach your savings goals faster with a Citadel High Rate Certificate. Earn 2.05% APY when you open a 12-month certificate. Minimum deposit $500.

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Customer Support Make a Payment Routing Number: 231380104

How is interest on credit cards calculated?

Frequently Asked Question

To calculate the interest on credit cards, divide your APR by 365. Then multiply the balance by this number to determine interest charges.