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Customer Support Routing Number: 231380104

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Bank with Citadel
Better Than Free Checking!

Whether you like to earn cash back or enjoy no minimum balance, we’ve got you covered. Compare our checking accounts and choose the one that’s right for you.

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Save with Citadel
Real Life. Real Savings.

Start earning more with Citadel’s High Yield Savings Account. Enjoy a competitive, variable rate of 2.00% APY.

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Borrow with Citadel
Enjoy 0% Intro Rate for 9 Months!

Compare Citadel’s credit cards to find the one that offers the rates, rewards, and features that work best for you.

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Invest at Citadel, Available Through CUSO Financial Services, L.P. (CFS*)
Online and Mobile Banking

Take advantage of Citadel’s full range of online and mobile banking services—anytime, anywhere.

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Protect with Citadel
Introducing Card Control

Citadel's Card Control lets you control your debit or credit cards anytime, anywhere.

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Learn & Plan
Refer Your Friends to Citadel for Cash!

You can earn $50 for each person you refer.

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Citadel’s High Rate Certificates

Reach your savings goals faster with a Citadel High Rate Certificate. Earn 2.05% APY when you open a 12-month certificate. Minimum deposit $500.

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Customer Support Make a Payment Routing Number: 231380104

How is interest on credit cards calculated?

Frequently Asked Question

To calculate the interest on credit cards, divide your APR by 365. Then multiply the balance by this number to determine interest charges.