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Customer Support Routing Number: 231380104

Bank +
Citadel Banking and Credit Cards
Checking Built For You

Love earning cash back? Don’t want requirements or fees? Either way, we’ve got you covered!

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Savings Accounts
The Smart Place to Save

Citadel is ranked among the top 1% of all credit unions nationwide for returning value to members.

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Borrow +
Borrow Low Interest Loans
Limited Time Offer

Enjoy 0% intro APR for 9 months for a limited time with any new Citadel credit card. Find the card that works for you.

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Invest +
Invest at Citadel, Available Through CUSO Financial Services, L.P. (CFS*)
Partner With Our Advisors

We’ll help you create a roadmap for your financial future. Schedule your complimentary check-up today.

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Insure +
Insurance Plans From Citadel
Card Control

Turn your cards on/off, set spending limits, and manage location settings with Citadel Card Control.

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Learn & Plan +
Learn & Plan
Earn Up to $500

Refer your friends and family to open a Citadel checking account

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Payments +
Make a Payment
Real-Time Account Alerts

Manage your loan and stay current on statements, payments, and more with personalized alerts and reminders.

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Customer Support Make a Payment Routing Number: 231380104

How is interest on credit cards calculated?

Frequently Asked Question

To calculate the interest on credit cards, divide your APR by 365. Then multiply the balance by this number to determine interest charges.