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Customer Support Routing Number: 231380104

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Bank with Citadel
Citadel’s High Rate Certificates

Reach your savings goals faster with a Citadel High Rate Certificate. Earn 2.20% APY when you open a 12-month certificate. Minimum deposit $500.

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Save with Citadel
Real Life. Real Savings.

Start earning more with Citadel’s High Yield Savings Account. Enjoy a competitive, variable rate of 2.00% APY.

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Borrow with Citadel
We Guarantee a Quick Close, or We’ll Give You $1,000

Buying a new home? We offer Citadel’s Quick Close Guarantee or you’ll get $1,000. Plus, we’ll honor a one-time drop-down rate if your mortgage rate lowers.

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Invest at Citadel, Available Through CUSO Financial Services, L.P. (CFS*)
Explore our Credit Card Options!

Citadel offers a variety of credit card options. Compare the rates, rewards, and features of each to find what you need.

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Protect with Citadel
Introducing Card Control

Citadel's Card Control lets you control your debit or credit cards anytime, anywhere.

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Learn & Plan
Refer Your Friends to Citadel for Cash!

You can earn $50 for each person you refer.

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Make a Payment
Online and Mobile Banking Tools

Take advantage of Citadel’s full range of online and mobile banking services—anytime, anywhere.

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Customer Support Make a Payment Routing Number: 231380104

How is interest on credit cards calculated?

Frequently Asked Question

To calculate the interest on credit cards, divide your APR by 365. Then multiply the balance by this number to determine interest charges.