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COVID-19: All Branch Lobbies Are Closed, Drive-Up Access is Open

As of November 25, our branch lobbies are closed at all locations due to recent spikes in COVID-19. Our drive-up access remains open.  For more information, visit CitadelBanking.com/COVID19.

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What is an ARM mortgage?

Frequently Asked Question

An Adjustable Rate Mortgage (ARM) is a type of Mortgage where the rate remains the same during the first 5, 7 or 10 years then the rate adjusts every year thereafter. The interest rate changes periodically, usually in relation to an index, and payments may go up or down accordingly.