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COMING SOON: We’re introducing a new look for Citadel’s brand!

Over the next few weeks, you may see some changes on our website, as well as Online and Mobile Banking. As a valued member, we'll keep you informed as we start rolling out changes.   Learn More

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What if my car never breaks?

Frequently Asked Question

This is the first question most people ask. It is a given that all cars are going to break. If they didn’t, all vehicles would come with unlimited lifetime warranties.

According to a recent J.D. Power dependability study, 61.6% of all three-year-old vehicles had repair work done. And as a car gets older, the number of problems increase. This isn’t very surprising to anyone who has ever owned a car. The real question is, “what am I going to do when my car breaks”?