This Offer Has Expired

We’re sorry, but our HELOC offer has expired. Please call (800) 666-0191 with any questions.

This offer has expired

We're sorry, but this offer has expired. To learn more about Citadel's HELOC visit CitadelBanking.com/equity.

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Many Reasons to Get a HELOC with Citadel

  • paymentLow Payments
  • flexibilityFlexibility
  • clipboard check, featureFast Approval
  • peace of mindPeace of Mind

Now is the best time to take advantage of these low rates. Don’t miss out!

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Hear From Our Members

*Agreements and Disclosures

View *Agreements and Disclosures

Citadel is an Equal Housing Lender.

Home Equity Line of Credit

*Offers are subject to credit approval. APR=Annual Percentage Rate. Information accurate as of and may be withdrawn or subject to change without notice. Call (800) 666-0191 for current information. Loan to value (LTV) is determined by dividing all outstanding loan balances by the appraised value of the property. Loans above $500,000 will require borrower to purchase title insurance. All accounts, loans, and services are subject to approval and membership eligibility requirements. Loans are available on primary homes in PA, NJ, MD and DE. Consult your tax advisor about deductibility of interest. Property insurance is required. If the collateral is determined to be in an area that has special flood areas, flood insurance will be required as well.

Home Equity Line of Credit Terms and Fees: 6-month introductory APR = 2.49% for line amount of $100,000 or more; 2.99% $50,000-$99,999; 3.49% less than $49,999. Home equity line of credit APR is established using The Wall Street Journal Prime Rate 10 days prior to the end of the month and changes on the first of the following month. Current Prime Rate as of is 3.25%. Variable APR ranges from Prime (for lines $100,000 and above) to Prime + 2.99%, depending on credit, your final loan amount, loan term, loan to value and actual finance charges. Current home equity line of credit APR floor is 3.25%. Maximum APR is 18.00%. Maximum LTV = 90% with excellent credit. Closing costs include a recording fee which could vary depending on the state and/or county ($125 - $275). If line is closed within three years after opening, there is a $250 early termination fee.