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What Will Your Retirement Look Like?

Partner with our CFS* Advisors to make sure your plan is ready.

We Want to Get to Know Where You Want to Go

At Citadel Credit Union, we understand the road to retirement is different for everyone and we want to help you figure out what yours will look like. Our award-winning team of CFS* Financial Advisors will help you build a personalized retirement plan that’s unique to your situation, lifestyle, and goals.

RWM

For Robert, that meant finding the time to craft his masterpiece.

For Pam, that meant traveling the world.

For James, that meant building a nest egg for his family.

Let's make sure your plan is ready.

As our valued member, you receive a complimentary consultation, including:

  • Retirement Income Preparation
  • Social Security & Medicare Review
  • Investment Management
  • Legacy & Estate Mapping

Check the background of this firm on FINRA’s BrokerCheck.

Our Planning Approach

Your needs are our number one priority. When you meet with one of our CFS* Advisors, we will start by discussing your current financial situation and goals to determine the best course of action. Whether you are currently preparing for retirement or it’s a long way off, it's never too early or too late to start planning.

  • Discuss Goals & Concerns
  • Assess Your Financials
  • Implement Your Plan
  • Monitor & Review

Contact us below to get started!

Why Choose Citadel?

forbes best-in-state credit union

Citadel is a not-for-profit credit union that exists to serve the people, businesses, and neighborhoods of Greater Philadelphia, so they can prosper. We provide our members with all things banking, plus the educational resources and guidance to build and maintain financial security.

Here’s why you should join us:

single checkmark Better rates & low (or no!) fees
single checkmark No tricks or hidden selling tactics
single checkmark Personalized banking experiences, online & in-person
single checkmark Open to anyone who lives or spends time in Southeast PA
single checkmark All you need to do is open a $5 savings account to join

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Schedule a Consultation Today!

Our CFS* Financial Advisors are able to meet with you at any Citadel location to discuss your retirement goals. Fill out the form below to get in touch with the Retirement and Wealth Management Team.

Referral Disclosure

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (CFS), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA / NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal.  Investment Representatives are registered through CFS.  Citadel has contracted with CFS to make non-deposit investment products and services available to credit union members. 

Our CFS* Investment Team

Robert Elwell
Robert Elwell
Senior Financial Advisor
citadel-financial-credit-union-ruthanne-monteleone
Ruthanne Monteleone
CFP®, Wealth Advisor
citadel-financial-credit-union-clint-smedley
Clinton R. Smedley
CFP®, CPWA®, CLU® Wealth Advisor
Seth Borders
Seth Borders
CFP®, CPWA® Senior Financial Advisor
citadel-financial-credit-union-aj-hiller
AJ Hiller
Senior Financial Advisor
Jared Stanley
Jared Stanley
CFP®, Senior Financial Advisor
Chris Scott
Chris Scott
CFP®, CTFA™, Senior Financial Advisor
Joseph Herron
Joseph Herron
RICP®, Senior Financial Advisor

Meet with a CFS* Financial Advisor

*Agreements and Disclosures

View *Agreements and Disclosures

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of Citadel, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Citadel has contracted with CFS to make non-deposit investment products and services available to Citadel members. The CFS advisors and investment program at Citadel have received numerous proprietary awards from CUSO Financial Services, LP based on sales and/or assets under management.

Registered Representatives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

The pacesetters awards recognize the top revenue producing advisors at CFS from among hundreds of credit union programs.

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