0% Intro APR for 9 Months*

With 0% interest, save more and enjoy flexibility on our Cash Rewards Mastercard. Plus, get unlimited 1.5% cash back!

Citadel Cash Rewards Mastercard

Plus, earn unlimited 1.5% cash back!

It is easy to earn while you spend using the Citadel Cash Rewards MasterCard. Get unlimited 1.5% cash back on your everyday purchases while enjoying the benefits of a credit card with no annual fee or no balance transfer fees.

cash rewards credit card

Citadel Cash Rewards Mastercard Benefits:

✔ Enjoy 0% Introductory APR for 9 months*
✔ Earn unlimited 1.5% cash back for every $1 you spend
✔ No annual fees
✔ No Balance Transfer fees
✔ Make purchases on-the-go with Digital Wallets
✔ Easy cash back redemption 

Even More Benefits:

cash back credit card

Take advantage of this limited time offer!

Apply Now

1.5% Cash Rewards Mastercard
variable APR

In addition, take advantage of Citadel's suite of Digital Tools:

  • approvalCard Control
  • approvalDigital Wallets
  • approvalMoney Manager
  • approvalAccount Alerts
  • approvalMobile Deposit
  • approvaleStatements

Balance Transfer Calculator

You might realize significant monthly interest savings by transferring your higher rate credit card balances to a lower rate credit card. Use this balance transfer calculator to help determine those potential savings.

Start Calculator

Current Credit Cards

Current Balance($)

$0 $30,000

Current Rate(%)

0% 40%

Intro Rate(%)

0% 5%

Intro Term

0 120
Add Another

Select a Card to Transfer to

  • Regular Rate: 12.74%
  • Annual Fee : 0%
  • Transfer Fee Percent: 0%
  • Transfer Fee Minimum: $0
Calculate Savings

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Agreements and Disclosures

View Agreements and Disclosures

All Mastercards

*Information accurate as of and is subject to change without notice. APR=Annual Percentage Rate.

0% Introductory APR for nine months for qualified applicants. New Citadel Mastercard® accounts only; not available on current Mastercard® accounts or balances. Standard rates range from 8.74% - 17.99% APR, based on product and credit worthiness. See product pages for additional information. After introductory period, Standard APR will apply.

Offer subject to credit approval. Applicant must be at least 18 years of age. Variable APR is an interest rate that can vary with the market based on the Prime Rate. 1.1% Foreign transaction fee applies for transactions initiated in foreign currencies (excluding World Mastercard). Cash advance fee is up to 5% of amount advanced ($10 minimum). Late fee is up to $35.00. Returned Check Fee is up to $25.00. There is no transaction fee for transferring a balance, interest will accrue on any balance transfer in accordance with the Cardholder terms and agreement. All terms, including fees and APRs for new transactions, may be subject to change. See Terms and Conditions for details.

Cash Rewards Mastercard and Business Cash Rewards Mastercard

Earn 1.5% cash back on net purchases (purchases minus any credit or returns) only. Cash advances and balance transfers are not considered purchases and will not earn rewards.

Ask for full details. Offers may be withdrawn at any time.