For a Limited Time, Spend $200 and Get $20* Back!

Earn more cash back this holiday season with your Citadel Mastercard®

Get Rewarded for Your Holiday Spending

This Year, Buying Everything You Need Will Earn You More

The time for holiday shopping is here again, and it's also the perfect time to use your Citadel Mastercard! When you shop now through December at any store, in-person or online, you can earn $20* cash back on your qualifying purchases.

How It Works

  • Use your Citadel Mastercard to shop at your favorite stores in-person or online, from November 15 to December 31, 2023.
  • Make purchases totaling $200 or more.

It's that simple! You’ll receive a $20 credit on your primary Citadel savings account.

This is a limited time offer, so mark your calendar and start shopping!

*Account and offer requirements apply. Read Full Disclosures. 

Add your card to your mobile wallet to make quick, secure payments and track your progress in Online & Mobile Banking.

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Every Citadel Mastercard gets:

  • calendar reasons25-day grace period on purchases
  • flexibilityMasterCard Global Service for lost or stolen cards
  • clipboard check, featureExtended warranty on select purchases
  • peace of mindPrice protection

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*Information accurate as of and may be modified or withdrawn at any time. You can earn $20 cash on net purchases totaling at least $200 to your Citadel credit card from 11/15/2023 through 12/31/2023 (“promotional period”). Total purchases are calculated by summing purchases minus any credits or returns (“net purchases”). We will credit your primary Citadel savings account with $20 for total net purchases equaling $200 or more during the promotional period. Maximum credit is limited to $20 per account. Award will be posted to your primary Citadel savings account within 90 days from end of promotional period. Account must be active and in good standing at the time of posting. Offer valid to existing Citadel credit card customers only and not available for business accounts.