Been with Citadel Since Age 13
“I’ve been with Citadel since I was 13 and had my first job. Now I use them for my car loans and credit cards, and I will probably use them when I buy my first house. I love Citadel!”
This Offer Has Expired
Ride Away With a Great Rate, Plus a $250 Bonus
This offer has expired. Lean more about our Auto options by visiting CitadelBanking.com/Road.
*Offers are subject to credit approval. APR = Annual Percentage Rate. Read Full Disclosures.
Auto Loan Rates
AS LOW AS
6.54%APR
Used - Up to 66 Months
Model Years 2020-2022
Up to 66 Months
AS LOW AS
6.79%APR
Used - Up to 66 Months
Model Years 2016-2019
Up to 66 Months
AS LOW AS
9.94%APR
Used - Up to 60 Months
Model Years 2014-2015
Up to 60 Months
AS LOW AS
13.45%APR
Used - Up to 60 Months
Model Years 2008-2013
Up to 60 Months
AS LOW AS
6.44%APR
New Auto - Up to 66 Months
Model Year 2022+
Up to 66 Months
AS LOW AS
6.54%APR
New - Up to 75 Months
Model Year 2022+
Up to 75 Months
AS LOW AS
7.04%APR
New - Up to 84 Months
Model Year 2022+
Up to 84 Months
AS LOW AS
8.44%APR
New Motorcycle Loan
Model year 2022+
New Motorcycle - Up to 66 Months
AS LOW AS
8.54%APR
Used Motorcycle Loan
Model Years 2020-2022
Up to 66 Months
AS LOW AS
8.79%APR
Used Motorcycle Loan
Model Years 2016-2019
Up to 66 Months
AS LOW AS
11.94%APR
Used Motorcycle Loan
Model Years 2014-2015
Up to 60 Months
AS LOW AS
15.45%APR
Used Motorcycle Loan
Model Years 2008-2013
up to 60 Months
Auto Refinance Rates
AS LOW AS
6.54%APR
Used - Up to 66 Months
Model Years 2020-2022
Up to 66 Months
AS LOW AS
6.69%APR
Used - Up to 75 Months
Model Years 2020-2022
Up to 75 Months
AS LOW AS
7.09%APR
Used - Up to 84 Months
Model Years 2020-2022
Up to 84 Months
AS LOW AS
6.79%APR
Used - Up to 66 Months
Model Years 2016-2019
Up to 66 Months
AS LOW AS
7.44%APR
Used - Up to 75 Months
Model Years 2016-2019
Up to 75 Months
AS LOW AS
9.94%APR
Used - Up to 60 Months
Model Years 2014-2015
Up to 60 Months
AS LOW AS
13.45%APR
Used - Up to 60 Months
Model Years 2008-2013
Up to 60 Months
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Customers for Over 10 Years
“We have been Citadel customers for over 10 years. They've always been there to help us with our lending needs when other banks would not approve us. The auto loan department is also fantastic. Citadel’s follow up and attention to detail is amazing. Every representative I spoke to was friendly, courteous, and always had an answer for me. I constantly recommend Citadel to my friends. I wish every bank and lending organization followed their model and cared about their customers the way they do. ”
Memorable Service
“I joined in 1969 when Citadel was Lukens Federal Credit Union. After being a member for a few years, I remember calling them for a car loan when I was buying a new car. Within hours, they had a check for me, and I was able to pick up my car after work. I'll always remember that kind of service and personal attention. I have stuck with Citadel ever since.”
Thorough Explanation
“I received very thorough information from Sy in the Call Center regarding my auto loan and other products offered through Citadel. I appreciated him taking the time to explain everything in detail.”
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Introducing Citadel Video Connect
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*Agreements and Disclosures
View *Agreements and Disclosures
1About this pre-qualified offer: You have been pre-qualified for a minimum of $10,000 for the purchase or refinance of a new, certified pre-owned, or used 2013-2021 model-year vehicle; the actual amount to be based on current income, vehicle value, amount of loan, creditworthiness, and other factors. Vehicle must be for personal use and cannot be in a business name. Loan-to-value (LTV) is calculated by determining vehicle value using JD Power Retail for pre-owned vehicles and MSRP for new vehicles. This offer is good through January 6, 2022 and may not be transferred to another person. Offer not valid for an existing Citadel auto loan.
2First payment may be deferred for up to 60 days from loan date for credit-qualified individuals. Your loan will accrue interest during that time. Payments can be made during deferral period. Some restrictions apply. Offers may be modified or withdrawn at any time. Ask for full details.
1Annual Percentage Rates (APRs) shown are accurate as of and may change without notice. APRs may range from 2.99% and will not exceed 18%. Your actual APR will be based on a review of your credit application, creditworthiness, collateral, vehicle model year, and loan term. Not all members will qualify for the lowest rate and payment may not be lower for every member. All loans are subject to credit approval. 4Up to 120% financing on vehicle model years 2015 and newer are available; not all borrowers will qualify for full percentage of advance. A lien recording fee applies and will vary by state.
If you are not currently a customer, Citadel will open a savings account in your name upon approval and fund it with a $5 initial deposit. This savings account will give you access to a variety of Citadel’s products and services.
