Earn 4.75% APY1 on an Exclusive 8 Month Certificate

As a thank you for your membership, we're offering a special, new certificate for a limited time.

Next Steps for Your Maturing Certificate

Now that your Citadel Certificate is about to mature, you have some options for continuing to grow your savings. As a thank you for your membership, we'd like to offer you an exclusive 8 Month Certificate at 4.75% APY1, with a bonus rate of 4.80% APY on deposits of $75,000 or more! With a $500 minimum balance requirement, this offer is available for standard Citadel Certificates, as well as IRA Certificates & Business Certificates.

How to get started:

To roll over your funds & take advantage of this special offer, please submit this secure request form in Online & Mobile Banking, and we'll take care of everything.

Additional ways to roll over your Certificate:

Prefer to let your Certificate roll over or transfer your funds to another existing account? Log in to Online Banking and select your Certificate then "CD Maturity Options".

Please note there is a 10-day grace period on all maturing certificates, so we can help if you've already indicated your preferences and you'd like to make a change.

Offers are subject to credit approval. APY = Annual Percentage Yield. Read Full Disclosures.

Claim your exclusive offer in Online Banking.

Log In

Or, move your money to a High Yield Savings Account and get:

  • A competitive, variable rate. See current APY.
  • One free withdrawal per calendar quarter – there’s a $25 fee for additional withdrawals or transfers during the same quarter.2
  • Deposits are federally insured by the NCUA up to $250,000 per member.
  • Easily add funds to your account using mobile deposit, electronic transfer, or at any local branch.
  • Maintain a balance of $10,000 or more to earn interest3

Open Now   Schedule Appointment

Offers are subject to credit approval. APY = Annual Percentage Yield. Read Full Disclosures.

Certificate Rates

High Yield Savings Rate

High Yield Savings Account

*Agreements and Disclosures

View *Agreements and Disclosures

Information accurate as of and is subject to change without notice. All rates expressed as Annual Percentage Yield (APY).

1Certificate Offer: Minimum deposit to open and earn standard APY is $500. Bonus APY is available on certificates opened with a minimum deposit of $75,000 or more. You may not make any deposits to this account after it is established. Your account will automatically renew at maturity. You will have a grace period of 10 calendar days following maturity to make withdrawals from or deposits to your account. Citadel will impose a penalty if you withdraw any of the funds before the maturity date. The penalty imposed will equal 90 days of dividends on your account for account terms of one year or less; 180 days of dividends for account terms greater than one year and less than three years; and 365 days of dividends for account terms of three years or greater. We calculate all early withdrawal penalties on the principal amount withdrawn at the dividend rate in effect on the account on the withdrawal date. If your account has not earned enough dividends to cover an early withdrawal penalty, we deduct any dividends first and take the remainder of the penalty from your principal. Offer not available for public funds. Membership requirements apply.

Transaction Limitations: During any calendar month, you may not make more than six withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order to a third party. One (1) free withdrawal or transfer per calendar quarter; $25 for each additional withdrawal or transfer during the same quarter.

Balance Requirements: Minimum Balance Requirements. You must maintain a daily balance of at least $10,000.00 in Your Account each day to obtain the disclosed annual percentage yield. You will earn dividends for every day during the period that Your Account balance equals or exceeds the minimum daily balance requirements. Variable rate accurate as of and subject to change. Not available as an IRA investment option or for public funds. Fees may reduce earnings on the account.