Congratulations, you are Pre-Qualified* for a Personal Loan!

Your Personal Loan can work overtime so you don't have to.

Personal Loan

We've got great news! You're pre-qualified* for a Citadel Personal Loan with flexible repayment options and a fixed Annual Percentage Rate (APR) as low as 5.99%.** It's a smart way to consolidate high-interest debt and reduce your monthly payment. In addition, customer's can also manage their loan and make payments through Online and Mobile Banking. Take advantage of Citadel's personal loan with low interest rates and start consolidating your debt today!

Hurry, this offer expires on July 11, 2022!

Still have questions about our low interest personal loan or rates? Schedule an appointment or video chat us today!

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Personal Loan Rates

Offers are subject to credit approval. APR = Annual Percentage Rate. Read Full Disclosures.

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Additional Features

  • Skip-a-Pay: With Citadel’s Skip-a-Pay, you can skip your loan payment for the next month it’s due. Log in to Online Banking and find out if you have an eligible loan today.
  • Online & Mobile Banking – Manage your loan and make payments anytime, anywhere. Learn more.
  • Payment Protection – Protect your loan from the unexpected. Learn more
  • Low interest rates
  • Low monthly payments
Best For...
Controlling your monthly payment over a longer loan term
Consolidating multiple loans into one monthly payment
Customers seeking a personal loan with low interest
Reduced monthly payments

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Loan Payment Calculator

The loan amount, the interest rate, and the term of the loan can have a dramatic effect on the total amount you will eventually pay on a loan. Use our loan payment calculator to determine the payment and see the impact of these variables on a specified loan amount complete with an amortization schedule.

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Loan Information

Loan Amount($)

$0 $1,000,000

Annual Intrest Rate(%)

0% 40%

Term of loan (months)

Payment Schedule

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*Agreements and Disclosures

View *Agreements and Disclosures

Information accurate as of and is subject to change without notice. You must be at least 18 years of age to qualify. Incomplete and/or inaccurate application information may result in automatic denial of credit. If we have received a credit application from you in the last 90 days, we may consider this application to be a duplicate. If approved for a loan, minimum loan amount is $500 and maximum loan amount is $20,000.

*Pre-Qualified: Information contained in your credit report was used in connection with this offer. You received this offer because you satisfied our pre-established criteria for creditworthiness used to select individuals for this offer and based on an initial determination that you met Citadel Credit Union’s credit standards. Offer expires July 11, 2022.

**APRs for Personal Loan range from 5.99% - 17.99%. The maximum term available for the 5.99% APR is 36 months. Not all applicants qualify for the lowest rate. Lowest rates reserved for the most creditworthy borrowers. Your actual rate will be within the range of rates listed and will depend on the term you select, evaluation of your creditworthiness, income, and a variety of other factors. Loan amount, APR, and availability of additional terms are based on creditworthiness. This offer may not be used to pay off or pay down any other Citadel loan.

Federally Guaranteed Student Loans should not be consolidated because you will lose important federal benefits.