Exclusive Member Offer

Enjoy this special offer built for you.

Special Offer for Members

Thank you for being a valued member! Check out this exclusive offer just for members as we continue to build your financial strength.

Limited Time Offer: 0.75% on a 32-Month Certificate

To show our appreciation of your member loyalty, we are offering you an exclusive rate on a 32-month certificate of 0.75% APY, with a minimum of $500. Plus, earn 0.80% APY with any amount over $75,000.1 Get started!

Features & Benefits

  • Member-exclusive offer with a competitive rate and special term
  • Deposits are federally insured by the NCUA up to $250,000 per member
  • Rolls over to a 30-month certificate at end of term
  • Special bonus rate on deposits of $75,000+

What You Need

✔ Minimum of $500

Ways to Open a 32-Month Certificate

*APY = Annual Percentage Yield. Read Full Disclosures.

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Chat face-to-face with a Citadel Video Specialist in a secure environment from the comfort of home on your laptop, desktop computer, or mobile device using the Citadel Video Connect app. Please be sure to have your photo ID ready prior to beginning the call. Choose Video Connect above, or learn more about our Video Banking options.

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*Agreements and Disclosures

View *Agreements and Disclosures

Federally insured by NCUA.

Information accurate as of and subject to change without notice. All rates expressed as Annual Percentage Yield (APY). Limited time offer which may be modified or withdrawn at any time. Fees may reduce earnings.

1 Certificate Offer: Minimum deposit to open and earn standard APY is $500. Bonus APY available on certificates opened with a minimum deposit of $75,000 or more. You may not make any deposits to this account after it is established. Your account will automatically renew at maturity. You will have a grace period of 10 calendar days following maturity to make withdrawals from or deposits to your account. Citadel will impose a penalty if you withdraw any of the funds before the maturity date. The penalty imposed will equal 90 days of dividends on your account for account terms of one year or less; 180 days of dividends for account terms greater than one year and less than three years; and 365 days of dividends for account terms of three years or greater. We calculate all early withdrawal penalties on the principal amount withdrawn at the dividend rate in effect on the account on the withdrawal date. If your account has not earned enough dividends to cover an early withdrawal penalty, we deduct any dividends first and take the remainder of the penalty from your principal.