Accelerate Your Savings with a Business Money Market
Business Money Market Account
If you’re looking to accelerate your business savings with a higher rate that increases as your balance grows, turn to Citadel’s Business Money Market. You’ll have easy access to funds with free Online Banking and Mobile Deposit while you build a solid foundation for your goals.
Waive the $10 monthly service charge with a $2,500 average daily balance or when linked to an Elite Business Checking account with Merchant Services.
Plus, you can continue to grow your balance with savings sweeps from your Elite Business Checking account, so your excess funds are automatically set aside without any extra effort from you or your team.
Regular Savings Sweeps
Connect your Elite Checking account to your money market for regular savings sweeps.
Online Banking Tools
Manage your money 24/7 from the office or on-the-go with simple, helpful tools.
Cash Management Solutions
Do more with Merchant Services, payroll, HR and remote deposit capture.
Additional Features
- Multiple ways to waive the $10 monthly service charge
- Savings sweeps from Elite Business Checking
- No fees or surcharges at Citadel or non-Citadel ATMs
- Online Banking with desktop Remote Deposit Capture
- Free Citadel Mobile App with Mobile Deposit
- Free Citadel Investment Consultation
Business Money Market Rates
Let's talk about a custom savings plan for your business.
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Citadel is committed to helping you protect your hard-earned money. All deposits are federally insured up to $250,000 or more per customer.

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*Money Market Disclosures
Federally insured by NCUA
Information accurate as of and is subject to change without notice. All rates expressed as Annual Percentage Yield (APY). Minimum balance to earn APY is $2,500. Fees may reduce earnings.
1Citadel is recognized as a Forbes 2021 Best-in-State Credit Union and in the top 1 percent for returning value nationwide in the 2021 Callahan & Associates Return to Member scoring.
2Fees: After 60 days, the $10 monthly service fee is waived if the average daily balance is $2,500 or more. A $5.00 monthly inactivity fee will apply if there is no activity on any Citadel account for one year—this fee is waived if combined balance of all deposit accounts is $500 or more. Inactivity is defined as a 365-day period during which there were no customer-initiated transactions on any Citadel account. Monthly service fee does not apply to any account held by a member under the age of 21.
Additional Information: During any calendar month, You may not make more than six withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order to a third party.