Earn Cash Rewards with a HomeAdvantage® Agent
Citadel HomeAdvantage
HomeAdvantage is a free program that provides you with everything you need to search for, buy, sell, and save on your next home. When you sign up for HomeAdvantage and use one of the agents in the network, you can earn Cash Rewards to reduce your closing costs. Citadel’s mortgage consultants will help you find an agent through the HomeAdvantage program to start the process!
Cash Rewards
By using an agent in the HomeAdvantage network, families earn an average of $1,650 in Cash Rewards on their home sale or purchase.
Easy Search Features
HomeAdvantage provides fast, powerful search options to help you find the perfect home.
Financial Support
Citadel’s HomeReady® Mortgage by Fannie Mae allows you to get the money you need with as little as 3% down.
Additional Features
- We make it easy: Citadel is your one-stop shop for real estate with a variety of mortgage options and homeowner’s insurance.
- Free Homebuying Seminars: We’ll offer free seminars to get you information on the homebuying process, and connect you with a HomeAdvantage agent.
Security
Citadel is committed to helping you protect your hard-earned money. All deposits are federally insured up to $250,000 or more per customer.


Introducing Citadel Video Connect
We've introduced a new way to bank, making it easier than ever to chat face-to-face with a local Citadel team member. The best part? You can connect with us safely and securely from anywhere — with just a few clicks on your laptop, desktop computer, or your mobile device. Learn more.
Start your home buying journey with Citadel’s HomeReady® Mortgage today!
Learn MoreTalk to our Home Loan Experts



*Agreements and Disclosures
Citadel is an Equal Housing Lender.
HomeAdvantage
*Cash Rewards are awarded through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. The $1,650 is based on a purchase price of $275,000 and realtors commissions of 3%. Every transaction is dependent on sales price and corresponding realtors commissions. Obtaining a mortgage or use of any specific lending institution is not a requirement to earn Cash Rewards. If you are obtaining a mortgage, your lender may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by the lender. Please consult with your lender for details that may affect you.