Reassurance and Confidence
“Citadel allows me to conduct and manage my personal business with reassurance and confidence.”
Financing That Works for Your Business
Business Equipment Loans
Our term loans provide you with a variety of ways to finance asset purchases, expand operations, and manage your balance sheet.
Generous Loan Amounts
Borrow from $10,000 to $1,000,000.
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Flexible Terms
Loan terms up to 120 months are available with monthly principal and interest payments. There are no prepayment penalties.
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Competitive Rates
Citadel offers competitive fixed interest rates on business equipment loans.
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Best For...
Equipment and Machinery Purchases
Business Expansion
Leasehold Improvements
Debt Restructuring
Ready to speak with a representative about Citadel's Business Equipment Loans?
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Introducing Citadel Video Connect
We've introduced a new way to bank, making it easier than ever to chat face-to-face with a local Citadel team member. The best part? You can connect with us safely and securely from anywhere — with just a few clicks on your laptop, desktop computer, or your mobile device. Learn more.
Hear From Our Customers
Exceptional Personal Service
“All of us at Hatt's True Value Hardware in Thorndale, appreciate the great service and exceptional personal service Citadel provides our business.”
Made My Business Efficient and Profitable
“Citadel has provided steady communication over the years and when a new business product became available, I was the first to know. If I had a new business request, I brought it to the attention of Citadel and products were created to meet my needs. I was very impressed that Citadel considered my needs and actually created products to help my business grow. By listening to my business needs, Citadel ALWAYS found a way to help make my business more efficient and profitable. As my business continues to flourish, I look forward to the way that Citadel will grow with me.”
Long Time Retail Customer
“ The amazing service I get on my commercial account is a huge. As a long time retail customer, I just naturally continued working with Citadel when I needed commercial accounts. Naturally, their local, individually focused customer service is a part of their commercial culture too. They have the products I need, and their responsiveness to those needs is one of my secret weapons, and a major competitive advantage for my business.”
Citadel Member For Over 40 Years
“I have numerous businesses with multiple properties and mortgages that were due for balloon payments. Having been a Citadel member for over 40 years, I decided to reach out to their Business Lending department. I met with a local branch manager and the VP of Business Lending to explain my current situation and lending needs. They completely understood my business goals and I was able to apply for a loan online. The VP showed up for closing which meant a lot to me as a customer. Now, I can manage all of my banking both for my business and personal needs on one website. Thanks Citadel!”
Very Knowledgeable, Helpful and Patient
“I have recently opened a new business account with Citadel and my experience has been very positive. In conjunction with my new business account, I took out a mortgage with Citadel after finding out their rates are competitive. The entire experience set me at ease as the people I worked with were very knowledgeable, helpful and patient. I highly recommend this credit union.”
Easy Decision To Bank With Citadel
“We all need to bank somewhere. To me, it's an easy decision to do so with Citadel. Citadel treats you like a friendly neighbor, cares about your family, your Business Lending needs and supports the community across the region. Personally, I've been treated amazing at every level; from the CEO all the way to the tellers. Citadel has a truly amazing culture, the company is well managed and focused on You!”
