Cash Back for Your Business

Earn cash simply by using your Citadel Cash Rewards Business credit card on everyday purchases for your business. You’ll earn 1.5% cash back for every $1 you spend!

Cash Rewards Business Credit Card

The Cash Rewards Mastercard for Business helps you establish business credit, preserve cash flow, and grow your business.

Additional Features

  • 25-day grace period on purchases
  • ID theft resolution
  • MasterCard Global Service for lost or stolen cards
  • Cash access

Want cash rewards just for you? This card is also available as a personal credit card.

Cash Rewards Business Credit Card Rate

Business Rewards Mastercard
Best For...
Earning cash back rewards
ID theft resolution
Cash Access

Apply online today!

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Annual Fee


Balance transfer fee


Up to 5.0% cash advance fee (% of amount advanced; $10 minimum)


Foreign transaction fee (% of transaction amount in U.S. Dollars)


Up to $35 Late fee


Up to $25 Returned check fee


  • Your Citadel Debit MasterCard carries EMV chip technology for greater protection against unauthorized use.

  • Our $0 liability guarantee helps protect you from fraudulent charges.

  • Automated fraud alerts can notify you about possible fraudulent activity on your account. Learn more.

  • Communicate with us securely through our Online Banking secure messaging system.


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*Agreements and Disclosures

View *Agreements and Disclosures

All Mastercards

*Information accurate as of and is subject to change without notice. APR=Annual Percentage Rate. Standard rates range from 8.74% - 17.99% APR, based on product and credit worthiness. See product pages for additional information.

Offer subject to credit approval. Applicant must be at least 18 years of age. Variable APR is an interest rate that can vary with the market based on the Prime Rate. 1.1% Foreign transaction fee applies for transactions initiated in foreign currencies (excluding World Mastercard). Cash advance fee is up to 5% of amount advanced ($10 minimum). Late fee is up to $35.00. Returned Check Fee is up to $25.00. There is no transaction fee for transferring a balance, interest will accrue on any balance transfer in accordance with the Cardholder terms and agreement. All terms, including fees and APRs for new transactions, may be subject to change. See Terms and Conditions for details.

Cash Rewards Mastercard and Business Cash Rewards Mastercard

Earn 1.5% cash back on net purchases (purchases minus any credit or returns) only. Cash advances and balance transfers are not considered purchases and will not earn rewards.

Ask for full details. Offers may be withdrawn at any time.