Been with Citadel Since Age 13
“I’ve been with Citadel since I was 13 and had my first job. Now I use them for my car loans and credit cards, and I will probably use them when I buy my first house. I love Citadel!”
This Offer Has Expired
A Special Rate Built for You
*APR = Annual Percentage Rate. Read Full Disclosures.
You’re now eligible to pay 0% APR (Annual Percentage Rate) for three months when you use your Citadel Mastercard®. All you have to do is make purchases or transfer balances with your existing card to save big on interest.
It’s simple to take advantage of this limited-time offer:
- Use your credit card for any transaction now through June 10, 2022
- Enjoy 0% APR
Start shopping and enjoy your 0% APR for 3 months! Hurry, this offer ends June 10, 2022.
Transferring a balance to your Citadel credit card from another financial intuition is easy. Plus, pay no balance transfer fees! Learn more.
Can’t find your credit card? No problem! Simply video chat, schedule an appointment, email or call us at (800) 666-0191 and we’ll order you a new one!
Turn your cards on/off, set spending limits, and more with Citadel Card Control.
Learn MoreTake advantage of your Credit Card benefits:
No Annual Fee- Mastercard $0 Liability Protection
- No Balance Transfer Fee
- Card Control
Experience a faster and more secure way to pay with your contactless Citadel Mastercard.
Learn MoreHear From Our Customers
Citadel Customers For Over 18 Years
“My wife and I have been Citadel customers for over 18 years. When we moved to Brazil to work as missionaries in 2017, it was very difficult to make ATM withdrawals and credit card transactions. Deneen and Whitney, in the Call Center, went beyond the extra mile to help us get our accounts working. They stayed on the phone until everything worked. We were so thankful, we visited the corporate office when we were home and actually met them. We will always bank at Citadel, they are truly like family.”
My word for Citadel is WOW!
“My word for Citadel is WOW! I already had my Honda financed through Citadel and was looking to consolidate some of my credit cards. No one out there would help me until Citadel. Once that was finalized it was one WOW after another! After being with my previous bank for 20 years, I was hooked and changed banks completely. Every time I come in, I am among friends and people are so eager to assist me. Since my change to Citadel, my credit score has skyrocketed. In my humble opinion, Citadel changed my financial world.”
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*Agreements and Disclosures
View *Agreements and Disclosures
*Information accurate as of and is subject to change without notice. 0% APR (Annual Percentage Rate) will apply only on new purchases and balance transfers posted to your Citadel Mastercard between March 10, 2021 and June 10, 2022 (“Promotional Period”). Cash advances do not qualify for 0% APR. The standard APR will remain on all loan balances prior to the promotional period. After the promotional period ends, the standard APR will apply to unpaid balances, new purchases, and new balance transfers. Citadel will not process any balance transfer requests that are from any other existing Citadel Loan. APR will be a fixed rate between 9.99% - 17.99% for Rewards Mastercard, APR will be a variable rate between 11.24% - 17.99% for Cash Rewards Mastercard, APR will be a variable rate between 10.24% - 17.99% for World Mastercard, and APR will be a variable rate between 7.24% - 17.99% for Choice Mastercard. Variable APR is an interest rate that can vary with the market based on the Prime Rate. All terms, including fees and APRs for new transactions, may be subject to change. See Terms and Conditions for details. Offer may be modified or withdrawn at any time. Offer expires June 10, 2022.
