Lower Your Monthly Payments

Consolidate with a Personal Loan and enjoy rates as low as 6.99% APR*!

With Citadel's special low interest rates, now is a great time to get the cash you need.

Use your loan to pay off higher rate credit card or other loan balances. Pay unexpected bills or finance a major purchase. With Annual Percentage Rates as low as 6.99% APR*, you will save money compared to other, higher-rate loans.

Citadel Personal Loans offer:

  • Fixed rates as low as 6.99 APR%*
  • A fixed monthly payment
  • No annual fee
  • No prepayment fee
  • Control your monthly payment with flexible loan terms 36 months to 7 years
  • Cash deposited directly into your Citadel account

An estimated example of monthly payments on $1,000 borrowed at a 6.99% APR:

Term by Months Monthly Payment 
 36 $31
 48 $24
 60 $20

Consolidate with a Personal Loan Today!

Apply Now

So Many Great Reasons to Consolidate with Citadel

  • paymentImproved Cash Flow
  • flexibilityFlexibility
  • approvalFast Approval
  • peace of mindPeace of Mind

Find an ATM or Branch Near You

*Agreements and Disclosures

View *Agreements and Disclosures

*Information accurate as of and is subject to change without notice. Applicant must be at least 18 years of age to qualify. All offers are subject to credit approval. Additional terms and conditions may apply, depending on the type of collateral and other terms offered or chosen. Incomplete and/or inaccurate application information may result in automatic denial of credit. If we have received a credit application from you in the last 90 days we may consider this application to be a duplicate. Loan amount and your actual APR (Annual Percentage Rate) are based on credit worthiness. If approved for a loan, minimum loan is $500. Your APR will be between 5.99% and 17.99%. This offer may not be used to pay off or pay down any other Citadel loan. There are no application, origination, or prepayment penalty fees, but late fees and returned payment fees may be charged when applicable.

Federally Guaranteed Student Loans should not be consolidated because you will lose important federal benefits.

If you are not currently a customer, Citadel will open a savings account in your name upon approval and fund it with a $5.00 initial deposit. This savings account will give you access to a variety of Citadel's products and services.