Checking Account Options to Meet Your Needs

Earn cash back every month, or enjoy no minimum balance. Either way, you’ll have access to convenient digital banking tools, surcharge-free ATMs across the country, and more.

Citadel offers convenient, simple and free banking solutions that make your experience more valuable and rewarding. Choose from credit cards with low interest rates and cash back and checking accounts loaded with debit card rewards you can earn from everyday spending.

You can bank with us at any time, from anywhere with Citadel’s online and mobile banking solutions. If you’d rather come in and bank face-to-face, we’re conveniently located near you. Can't make it into a branch? Schedule an appointment with a local Citadel team member in-person or over the phone.

Learn more about Citadel's credit cards with low interest, checking accounts, cash back rewards, and more by contacting us today!

Checking Accounts

Citadel’s checking accounts offer 24/7 account management with online bill pay, mobile deposit, account alerts, and more. Compare the benefits of each Citadel Checking Account to find the right one for you.

Teen Debit Accounts

Help your teenager get real world ready with a free debit card starting at age 13. Practice everyday saving and spending skills, and monitor activity in Online & Mobile Banking.

Compare Credit Cards

Choosing the credit card that makes financial sense is easy when you compare Citadel's Mastercard® credit cards. You get low rates, security, and rewards—no matter which you choose.

Credit Card Rewards

Citadel offers a variety of credit card rewards and redemption options. Learn more about the types of rewards available and how to redeem. 

Contactless Payments

Contactless payments make paying faster, easier, and more secure. Simply tap to pay with your Citadel debit or credit card at checkout when you’re on-the-go.

Chat Online & Bank By Phone

Introducing Voice Banking With Adel! Get quick answers to common banking questions, complete account inquiries, and conduct routine transactions in a secure environment. Learn more!

Online & Mobile Banking at Citadel

Citadel has digital banking tools to meet your needs. Deposit checks with your mobile device, pay bills online, check balances on the go, and more.

Citadel Express Banking

Citadel offers Express Banking Machines, letting customers transact conveniently and securely. Learn more about how our Express Banking offers more than the typical ATM.

Citadel Video Connect

Connect with us from the comfort of home with our secure, video banking tool. Chat face-to-face with a representative using your computer or mobile device. Learn more. 

Online Appointment Scheduling

Book an appointment with a local Citadel Team member in-person or over the phone. We look forward to meeting with you!

Why Choose Citadel?

forbes best-in-state credit union

Citadel is a not-for-profit credit union that exists to serve the people, businesses, and neighborhoods of Greater Philadelphia, so they can prosper. We provide our members with all things banking, plus the educational resources and guidance to build and maintain financial security.

Here’s why you should join us:

single checkmark Better rates & low (or no!) fees
single checkmark No tricks or hidden selling tactics
single checkmark Personalized banking experiences, online & in-person
single checkmark Open to anyone who lives or spends time in Southeast PA
single checkmark All you need to do is open a $5 savings account to join

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Hear From Our Customers

Ready to speak with a representative about your banking needs?

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video connect

Chat Face-to-Face With Citadel Video Connect

Citadel's Video Specialists are just a few clicks away with Video Connect. Skip the trip to the branch office and video chat safely and securely from your preferred location. Learn More.

On your laptop, desktop, or mobile device, our Video Specialists can help you complete almost any banking-related task:

✔ Open a new account
✔ Add a product to a current account
✔ Apply for a loan
✔ Talk to a business banking expert

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Find an ATM or Branch Near You