Earn 4.75% APY* on an Exclusive 8 Month Certificate

As a thank you for your membership, we're offering a special, new certificate for a limited time.

Member Exclusive Offer

As a thank you for your membership, we'd like to offer you an exclusive 8 Month Certificate at 4.75% APY*, with a bonus rate of 4.80% APY on deposits of $75,000 or more! With a $500 minimum balance requirement, this offer is available for standard Citadel Certificates, as well as IRA Certificates & Business Certificates. It's a simple way to earn more and reach your savings goal sooner. Once the certificate matures, you can renew it or access your original investment, plus the return it earned.

It's easy to get started:

Open your certificate today in Online Banking. Or if you prefer to speak with a representative, you can schedule an appointment, or chat with us face-to-face with Video Connect

Offers are subject to credit approval. APY = Annual Percentage Yield. Read Full Disclosures.

Claim your exclusive offer in Online Banking.

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Certificate Rates

*Agreements and Disclosures

View *Agreements and Disclosures

Information accurate as of and is subject to change without notice. All rates expressed as Annual Percentage Yield (APY). Offer may be modified or withdrawn at any time. Fees may reduce earnings.

*Additional Information:Minimum deposit to open and earn standard APY is $500. Bonus APY available on certificates opened with a minimum deposit of $75,000 or more. You may not make any deposits to this Account after it is established. Your Account will automatically renew at maturity. You will have a grace period of 10 calendar days following maturity to make withdrawals from or deposits to Your Account. Citadel will impose a penalty if you withdraw any of the funds before the maturity date. The penalty imposed will equal 90 days of dividends on your account for account terms of one year or less; 180 days of dividends for account terms greater than one year and less than three years; and 365 days of dividends for account terms of three years or greater. We calculate all early withdrawal penalties on the principal amount withdrawn at the dividend rate in effect on the account on the withdrawal date. If your account has not earned enough dividends to cover an early withdrawal penalty, we deduct any dividends first and take the remainder of the penalty from your principal. Offer not available for public funds. Membership requirements apply.