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Offers are subject to credit approval. APR = Annual Percentage Rate. Read Full Disclosures.
At Citadel, we’re all about empowering you with the tools you need to build financial strength—and we know that looks different for everyone. With fixed rates starting as low as 11.99% APR2, a personal loan from Citadel Credit Union can help you get what you need when you need it.
Whether you're looking to pay for your wedding, refinish the basement, supplement college costs, or plan the trip of a lifetime, a personal loan is yours. You decide how to use it. Apply now.
| Citadel Personal Loan | High-Interest Rate Credit Card3 | |
| Loan Amount | $15,000 | $15,000 |
| APR | 11.99% | 19.99% |
| Term | 36 Months | 43 Months |
| Payment | $498 | $498 |
| Interest Paid | $2,932 | $5,997 |
| Potential Interest Saved | $3,065 |
Information accurate as of and is subject to change without notice. You must be at least 18 years of age to qualify. Incomplete and/or inaccurate application information may result in automatic denial of credit. If we have received a credit application from you in the last 90 days we may consider this application to be a duplicate. If approved for a loan, minimum loan amount is $500 and maximum loan amount is $20,000. Federally guaranteed student loans should not be consolidated because you will lose important federal benefits.
1 Pre-Qualified: Information contained in your credit report was used in connection with this offer. You received this offer because you satisfied our pre-established criteria for creditworthiness used to select individuals for this offer and based on an initial determination that you met Citadel Credit Union’s credit standards. Offer expires June 16, 2023.
2 APRs for personal loan range from 11.99% - 17.99%. The maximum term available for the 11.99% APR is 36 months. Not all applicants qualify for the lowest rate. Lowest rates are reserved for the most creditworthy borrowers. Your actual rate will be within the range of rates listed and will depend on the term you select, evaluation of your creditworthiness, income and a variety of other factors. Loan amount, APR and availability of additional terms are based on creditworthiness. This offer may not be used to pay off or pay down any other Citadel loan.
3 Interest calculation for the example High-Interest Rate Credit Card is based on a $15,000 balance with a $498 monthly payment at an interest rate of 19.99% for 43 months.
