Looking for a Free Business Checking Account? Stick with the Essential.

Citadel’s Essential Business Checking account is designed to help your business build financial strength.

Essential Business Checking Account

With no monthly fee or minimum balance requirements and up to 200 free transactions per month, Citadel's Essential Business Checking account is a flexible must-have for every local business. This account can be used for everyday expenses or combined with other accounts like our Elite Business Checking, depending on the current needs of your company.

Either way, you’ll save time and money with free online banking tools, secure account access, and convenient features designed to support your business from the ground up.

Switch to Citadel

We make it easy to switch to Citadel from another financial institution, so you can take advantage of all the benefits of credit union membership. Choose to connect with one of our Business Banking experts to discuss all the banking products and services that can take your company to the next level, or open an account online.

Additional Features

  • Free Contactless Debit Card - simply Tap & Go™ wherever you see the contactless symbol at checkout
  • 25% discount on first order of checks
  • No Citadel fees on ATMs
  • Manage your cards and turn them on/off as needed with Card Control
  • No monthly fees
  • No minimum balance or activity requirements
  • Account Alerts for fraud, spending limits, and more
  • Online Banking with desktop Remote Deposit Capture available
  • Free Citadel Mobile App with Mobile Deposit

Get advice and guidance from one of our Business Banking experts.

Meet Our Team

Security

Citadel is committed to helping you protect your hard-earned money. All deposits are federally insured up to $250,000 or more per customer.

secure, yellow security shield

Find an ATM or Branch Near You