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Better Than Free Checking!

Whether you like to earn cash back or enjoy no minimum balance, we’ve got you covered. Compare our checking accounts and choose the one that’s right for you.

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Real Life. Real Savings.

Start earning more with Citadel’s High Yield Savings Account. Enjoy a competitive, variable rate of 2.00% APY.

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Enjoy 0% Intro Rate for 9 Months!

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Invest at Citadel, Available Through CUSO Financial Services, L.P. (CFS*)
Online and Mobile Banking

Take advantage of Citadel’s full range of online and mobile banking services—anytime, anywhere.

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Introducing Card Control

Citadel's Card Control lets you control your debit or credit cards anytime, anywhere.

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Refer Your Friends to Citadel for Cash!

You can earn $50 for each person you refer.

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Citadel’s High Rate Certificates

Reach your savings goals faster with a Citadel High Rate Certificate. Earn 2.05% APY when you open a 12-month certificate. Minimum deposit $500.

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Can I use my Cash Rewards Credit Card for my business?

Frequently Asked Question

Citadel offers a Cash Rewards Mastercard specifically for business owners that helps establish business credit, preserve cash flow, and more.