Enjoy 0% Intro Rate for 9 Months* and Unlimited 1.5% Cash Back

Apply for the credit card that earns unlimited 1.5% cash back on everyday purchases, and take advantage of our limited time intro rate.

Put More Power in Your Spending With a Cash Back Credit Card

Apply online for the cash back credit card that earns unlimited 1.5% cash back with no annual fees. Save even more when you transfer a high interest balance to your credit card by paying no balance transfer fees. New cardholders could enjoy 0% APR for 9 months for a limited time.

*Offers are subject to credit approval. APR = Annual Percentage Rate. Read Full Disclosures.

With a Citadel Cash Rewards Mastercard you’ll:

  • Earn 1.5% cash back for every $1 spent on purchases
  • Have No Annual Fee or Balance Transfer Fees
  • Make purchases quickly and safely with a contactless card
  • Have the flexibility to make purchases on the go with a suite of Digital Wallets
  • Have the convenience of cash deposited right into your account
  • Earn even more cash back when you shop at our Cash Rewards Mall

Act now and earn cash back today!

Apply Now

Cash Rewards Mastercard Rate

AS LOW AS
15.49%APR
Cash Rewards Mastercard
variable APR

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*Agreements and Disclosures

View *Agreements and Disclosures

Information accurate as of and is subject to change without notice. APR=Annual Percentage Rate. Standard rates range from 15.49% - 17.99% APR, based on credit worthiness. Offer subject to credit approval. Applicant must be at least 18 years of age. Variable APR is an interest rate that can vary with the market based on the Prime Rate. 1.1% Foreign transaction fee applies for transactions initiated in foreign currencies. Cash advance fee is 5% of amount advanced ($10 minimum). Late fee is up to $35.00. Returned Check Fee is $25.00. There is no transaction fee for transferring a balance; interest will accrue on any balance transfer in accordance with the Cardholder terms and agreement. All terms, including fees and APRs for new transactions, may be subject to change. See Terms and Conditions for details.

All Credit Card Rewards Offers

Rewards are earned on purchases minus any credits or returns (“net purchases”).

Cash advances and balance transfers are not considered purchases and will not earn rewards.

Cash Rewards Mastercard

Earn 1.5% cash back on net purchases.

APR Promotional Offer

*For qualified applicants, introductory APR is 0% for 15 months from credit card open date for purchases and 6.99% for 15 months for balance transfers, then the standard APR applies. Standard APR and credit card approval based on creditworthiness. New Citadel Mastercard accounts only; not available on current Citadel Mastercard accounts or balances. The promotional APR does not apply to cash advances. Offer may be modified or withdrawn at any time. APR Promotional offer expires March 28, 2023.

Offers may be modified or withdrawn at any time. Ask for full details.