You're Pre-Qualified1 for a Personal Loan!

Get what you need, when you need it—with fixed rates starting at 9.99% APR.2

Personal Loans from Citadel

Offers are subject to credit approval. APR = Annual Percentage Rate. Read Full Disclosures.

In need of some extra cash? A Citadel Personal Loan offers fixed rates as low as 9.99% APR,2 predictable payments, and quick access to funds to help you get what you need when you need it. You decide how to use it for whatever you need, including:

  • Debt Consolidation
  • Large Purchases
  • Education Expenses
  • Emergency Fund

Apply now - this pre-qualified1 offer expires December 6, 2024.

See How Much You Can Save:

  Citadel Personal Loan  High-Interest Rate Credit Card3
Loan Amount  $15,000  $15,000
APR  9.99% 19.99%
Term  36 Months 43 Months
Payment  $484 $491
Interest Paid  $2,422 $6,128
Potential Interest Saved  $3,706  

Personal Loan Rates

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Additional Features:

  • Online & Mobile Banking – Manage your loan and make payments anytime, anywhere. Learn more.
  • Payment Protection – Protect your loan from the unexpected. Learn more
  • Generous loan amounts
  • Low interest rates
  • Low monthly payments
  • Easy to apply online, via Video Connect, or in any Citadel branch and get access to cash in minutes.

It's quick and easy to apply online.

Get Started

Find an ATM or Branch Near You

Information accurate as of and is subject to change without notice. You must be at least 18 years of age to qualify. Incomplete and/or inaccurate application information may result in automatic denial of credit. If we have received a credit application from you in the last 90 days we may consider this application to be a duplicate. If approved for a loan, minimum loan amount is $500. Federally Guaranteed Student Loans should not be consolidated because you will lose important federal benefits.

1 Pre-Qualified: Information contained in your credit report was used in connection with this offer. You received this offer because you satisfied our pre-established criteria for creditworthiness used to select individuals for this offer and based on an initial determination that you met Citadel Credit Union’s credit standards. Offer expires December 6, 2024.

2 APR = Annual Percentage Rate. APRs for Personal Loan range from 9.99% - 17.99%. The maximum term available for the 9.99% APR is 60 months. Not all applicants qualify for the lowest rate. Lowest rates reserved for the most creditworthy borrowers. Your actual rate will be within the range of rates listed and will depend on the term you select, evaluation of your creditworthiness, income, and a variety of other factors. Loan amount, APR, and availability of additional terms are based on creditworthiness. This offer may not be used to pay off or pay down any other Citadel loan.

3 Interest calculation for the example High-Interest Rate Credit Card is based on a $15,000 balance with a $491 monthly payment at an interest rate of 19.99% for 43 months.

If you are not currently a member, Citadel will open a savings account in your name upon approval and fund it with a $5 initial deposit. This savings account will give you access to a variety of Citadel’s products and services.

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