Schedule A Consultation with Clinton Smedley, Senior Financial Advisor; CUSO Financial Services, L.P.*

As a CERTIFIED FINANCIAL PLANNER™**, Clinton assists Citadel members with a variety of insurance and investment needs including asset management, retirement planning, estate planning, and wealth preservation.

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (CFS), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA / NCUSIF or otherwise federally insured, are not guarentees or oblibations of the credit union, and may involve investment risk including posslibe loss of principal.  Investment Representatives are registered through CFS.  Citadel has contracted with CFS to make non-deposit investment products and services available to credit union members.