Current APRs as Low as 3.74%APR*

Refinance today with no closing costs!

Refinance today if your current mortgage rate is above 3.74%APR*!

Refinancing your home is easy with Citadel's Easy Refi option. Not only can you save money with a lower rate and payment on your mortgage, but you can do so with no closing costs!

Now is a great time to refinance your mortgage. Rates are going up but you can lock in a low rate today with Citadel's Easy Refi program. See more Easy Refi rates!

  • Start Saving Money Now - Don't wait until rates go up to refinance your home. Citadel's closing process is fast, so you'll begin saving sooner.
  • Citadel Makes it Easy - Fed up with the hassles that some banks put you through? Citadel's mortgage consultants make the whole process simple and easy.
  • Learn How Much More You could Save - Save thousands on interest charges and lower your monthly payment.

Choose the terms and rates that best fit your needs and enjoy no closing costs for a limited time.

Refinance Your Home Today!

Get Started

So Many Great Reasons to Refinance with Citadel

  • paymentLower Payments
  • flexibilityFlexibility
  • approvalFast Approval
  • peace of mindPeace of Mind

Contact a Mortgage Consultant

Bruce Goodman
(610) 334-2000
Cheryl Verros
(610) 680-6799
Matt Kuehn
(484) 639-2868

Agreements and Disclosures

View Agreements and Disclosures

Rate expressed as Annual Percentage Rate (APR), and is subject to change without notice. Offer can be withdrawn at any time. APR shown is for first-lien position loans up to 90% Loan-To-Value (LTV) on single-family owner-occupied properties in PA, NJ, MD, and DE. If you are interested in non-owner occupied financing please call (800) 666-0191 or inquire here. APRs shown are for terms up to and including 10 years; other rates and terms are available. Loans above $250,000 will require borrower to purchase title insurance. Fees from current mortgage lender may apply. LTVs above 80% must escrow taxes. LTVs below 80% may escrow taxes at request of homeowner. Offer is subject to credit approval, income verification and market value assessment. Existing mortgage loans must be current and have no late payments in the last 12 consecutive months. Property insurance is required. Properties currently listed for sale are not eligible for this promotion. Property cannot be a co-op or mobile home. Other restrictions apply on cash-out mortgage loans. Loans above $250,000 will require borrower to purchase title insurance. Minimum $50,000 in non-Citadel mortgage balances. Not available for purchasing new property. *Rate as of .