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How do I earn rewards points?

Frequently Asked Question

It's easy to earn points or cash back with Citadel Mastercards! Check out our options below:

  • World Mastercard: Earn 2X points per every dollar spent on hotels, restaurants, and airlines with no foreign transaction fees.
  • Cash Rewards Mastercard: Earn 1.5% cash back for every $1 spent on purchases. Cash rewards can be deposited right into your Citadel checking or savings account.
  • Rewards Mastercard: Earn 1 point for every $1 spent on purchases. Redeem points for gift cards, travel, and merchandise.
  • Business Mastercard: 2 points for every $1 spent on gas and office supplies; 1.5 points for every $1 spent on other purchases.