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Build More Savings for Your Business

For a limited time lock in a new, special rate of 3.60% APY* on a 20-month certificate.

Exclusive Business Certificate Rate

*APY = Annual Percentage Yield. Read Full Disclosures. 

To learn more about Citadel's Business Certificates, visit citadelbanking.com/business-savings-accounts/business-certificates

Business Certificate Specials

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Connect with Us to Open a Business Certificate.

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Chat Face-to-Face With Citadel Video Connect

Citadel's Video Specialists are just a few clicks away with Video Connect. Skip the trip to the branch office and video chat safely and securely from your preferred location. Learn More.

On your laptop, desktop, or mobile device, our Video Specialists can help you complete almost any banking-related task:

✔ Open a new account
✔ Add a product to a current account
✔ Apply for a loan
✔ Talk to a business banking expert

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Open your Business Certificate today!

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*Agreements and Disclosures

View *Agreements and Disclosures

Information accurate as of and subject to change without notice. All rates expressed as Annual Percentage Yield (APY). Offer may be modified or withdrawn at any time. Fees may reduce earnings.

* Certificate Offer: 20-Month Special Certificate offer available to Citadel Business Account members only. Minimum deposit to open and earn standard APY is $500. Bonus APY is available on certificates opened with a minimum deposit of $75,000 or more. You may not make any deposits to this account after it is established. Your account will automatically renew at maturity. The 20-month Special Certificate will roll into an 18-month term at maturity. You will have a grace period of 10 calendar days following maturity to make withdrawals from or deposits to your account. Citadel will impose a penalty if you withdraw any of the funds before the maturity date. The penalty imposed will equal 90 days of dividends on your account for account terms of one year or less; 180 days of dividends for account terms greater than one year and less than three years; and 365 days of dividends for account terms of three years or greater. We calculate all early withdrawal penalties on the principal amount withdrawn at the dividend rate in effect on the account on the withdrawal date. If your account has not earned enough dividends to cover an early withdrawal penalty, we deduct any dividends first and take the remainder of the penalty from your principal. Offer not available for public funds. Membership requirements apply.