Reassurance and Confidence
“Citadel allows me to conduct and manage my personal business with reassurance and confidence.”
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To expand upon existing offerings, Citadel is excited to introduce a full suite of new Business Banking accounts and services on August 1, 2022. Comprehensive options will include a variety of flexible checking and savings accounts, certificates, business loans, commercial mortgages, online banking tools, and Cash Management Solutions.
Currently, Citadel's experienced Relationship Managers are working closely with local businesses to get started with Business Loans, Credit Cards, and Cash Management Solutions including Merchant Services, Payroll, and HR.
To learn more and get in touch with a Relationship Manager, fill out the form below.
Citadel has teamed up with Clover to help simplify your business operations with an all-in-one payment processing system and business management solution tailored to meet the unique needs of restaurants, retailers, and services businesses.
In addition to hundreds of business management applications and built-in reporting capabilities, Clover also offers numerous point-of-sale (POS) systems to fit your specific needs.
Speak with a Citadel Relationship Manager to learn more today!
Citadel has partnered with Deluxe® to bring you Payroll & HR Solutions—a smart, automated solution that combines payroll with all your HR needs in one place.
For nearly 40 years, Deluxe has offered a comprehensive, full-service solution for businesses of all types and sizes. From employee handbooks, job descriptions and commonly used HR documents, to up-to-the-minute law alerts and unique training videos, the HR Support Center will help you effectively manage your HR compliance and employee relations needs.
Talk to a Citadel Relationship Manager to learn more about Payroll & HR Solutions for your business.
Citadel provides Commercial Mortgages for both owner-occupied commercial properties and non-owner-occupied investment properties.
Purchase or refinance an owner-occupied business property or expand or remodel an existing facility. Learn more!
Purchase or refinance a non-owner-occupied commercial property. Learn More!
Enjoy a variety of flexible ways to finance your business needs. Learn more!
We offer lines of credit that give your business the flexibility to manage cash flow. Learn more!
Flexible access to cash to help you manage short-term working capital needs:
No matter what your business is, you need reliable transportation. Learn more!
For easy access to cash, take advantage of our Business Rewards credit card. Learn more!
All Citadel Business Services:
All products and services are subject to Citadel’s standard account requirements and agreements. Eligibility requirements and restrictions may apply. Information accurate as of and subject to change without notice. Fees and additional terms and conditions may apply. Fees may reduce earnings. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements.
Loan Products:
Terms offered are available for business purpose loans only with adequate property valuation (maximum LTV of 80%) and first mortgage position required. Loans may be subject to commitment and documentation fees, as applicable. Other terms, conditions, fees and restrictions may apply. For Owner-Occupied Commercial Mortgages the mortgaged property must be at least 51% owner-occupied for commercial use. Offer not available to applicants with an existing Citadel commercial mortgage. Property insurance is required. Flood and/or title insurance may be required at an additional expense to the borrower. An appraisal will be required at the borrower’s expense for loans exceeding $250,000. To qualify, applicant must be in business for a minimum of three years.
Business Rewards Mastercard:
Offer subject to credit approval. Applicant must be at least 18 years of age. All terms may be subject to change. See Terms and Conditions for additional details.
30,000 New Account Bonus Points Award
Earn 30,000 bonus Rewards points (“bonus”) for purchases minus any credits or returns (“net purchases”) totaling $3,000 or more within the first 90 days of credit card open date (“promotional period”). Bonus offer for new credit lines only. Limit one new account bonus per credit line per promotional period. Net purchases on all cards linked to a credit line will be included in net purchase total calculation for bonus eligibility. Account must be active and in good standing at time of bonus posting. Credit line must be open for 90 days before bonus will be awarded. Bonus will be posted to primary card within 60 days of end of promotional period. Bonus offer may be modified or withdrawn at any time.
Standard Rewards Points
Earn 2 points for every $1 spent on gas and office supply category net purchases. Earn 1.5 points for every $1 spent on all other net purchases. For category bonus rewards, merchants are assigned a merchant category code by the merchant or its processor in accordance with Mastercard procedures based on the kinds of products and services the merchant primarily sells. Citadel does not control the assignment of these codes and is not responsible for the codes used by merchants. You may expect a purchase to earn rewards within a category, but if the code assigned to the merchant isn’t within that category, your purchase will not qualify for the bonus points. In addition, some purchases made through third-party accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology may not qualify in a rewards category, depending on how the technology is set up to process the purchase. For additional Citadel Business Rewards program details, please visit Citadelbanking.com/BusinessRewards.
Offers, rewards, and features may be modified or withdrawn at any time.
©2022 Clover Network LLC. The Clover name, logo and related trademarks are owned by Clover Network LLC., and are registered or used in the U.S. and many foreign countries. Merchant services are provided by are provided by Clover affiliate First Data Merchant Services LLC. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.
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