You've Been Pre-Qualified! Get Road Trip Ready.

Purchase or refinance a new, certified pre-owned or used car with a rate as low as 2.99% APR.1

Ride Away With a Great Rate

Congratulations! You’re pre-qualifiedfor an auto loan with Citadel Credit Union. Purchase a new, certified pre-owned, or used car or refinance your non-Citadel auto loan with a rate as low as 2.99% APR. Plus:

  • Defer your payment up to 60 days3 (for credit-qualified individuals)
  • GAP Coverage 
  • Payment Protection – Protect your loan from the unexpected
  • Instant approval
  • Finance up to 120% of vehicle value4

Hurry! This offer ends January 6, 2022.

Schedule an appointment, connect with us virtually through Video Connect, call us at 800-666-0191, or visit any branch to get on the road today!

*Offers are subject to credit approval. APR = Annual Percentage Rate. Read Full Disclosures.

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Introducing Citadel Video Connect

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Introducing Citadel Video Connect

We've introduced a new way to bank, making it easier than ever to chat face-to-face with a local Citadel team member. The best part? You can connect with us safely and securely from anywhere — with just a few clicks on your laptop, desktop computer, or your mobile device. Learn more.

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*Agreements and Disclosures

View *Agreements and Disclosures

1Annual Percentage Rates (APRs) shown are accurate as of and may change without notice. APRs may range from 2.99% and will not exceed 18%. Your actual APR will be based on a review of your credit application, creditworthiness, collateral, vehicle model year, and loan term. Not all members will qualify for the lowest rate and payment may not be lower for every member. All loans are subject to credit approval.

2About this pre-qualified offer: You have been pre-qualified for a minimum of $10,000 for the purchase or refinance of a new, certified pre-owned, or used 2013-2021 model-year vehicle; the actual amount to be based on current income, vehicle value, amount of loan, creditworthiness, and other factors. Vehicle must be for personal use and cannot be in a business name. Loan-to-value (LTV) is calculated by determining vehicle value using JD Power Retail for pre-owned vehicles and MSRP for new vehicles. This offer is good through January 6, 2022 and may not be transferred to another person. Offer not valid for an existing Citadel auto loan.

3First payment may be deferred for up to 60 days from loan date for credit-qualified individuals. Your loan will accrue interest during that time. Payments can be made during deferral period. Some restrictions apply. Offers may be modified or withdrawn at any time. Ask for full details.

4Up to 120% financing on vehicle model years 2015 and newer are available; not all borrowers will qualify for full percentage of advance. A lien recording fee applies and will vary by state.

If you are not currently a customer, Citadel will open a savings account in your name upon approval and fund it with a $5 initial deposit. This savings account will give you access to a variety of Citadel’s products and services.