You're Pre-Qualified1 for a Personal Loan!

Get what you need, when you need it—with fixed rates starting at 12.24% APR.2

Personal Loans from Citadel

Offers are subject to credit approval. APR = Annual Percentage Rate. Read Full Disclosures.

In need of some extra cash? A Citadel Personal Loan offers fixed rates as low as 12.24% APR,2 predictable payments, and quick access to funds to help you get what you need when you need it. Apply now. You decide how to use it for whatever you need, including:

  • Large Purchases
  • Debt Consolidation
  • Education Expenses
  • Emergency Fund

See How Much You Can Save:

  Citadel Personal Loan  High-Interest Rate Credit Card3
Loan Amount  $15,000  $15,000
APR  12.24% 19.99%
Term  36 Months 43 Months
Payment  $500 $491
Interest Paid  $2,995 $6,128
Potential Interest Saved  $3,133  

Personal Loan Rates

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Additional Features:

  • Online & Mobile Banking – Manage your loan and make payments anytime, anywhere. Learn more.
  • Payment Protection – Protect your loan from the unexpected. Learn more
  • Generous loan amounts
  • Low interest rates
  • Low monthly payments
  • Easy to apply online, via Video Connect, or in any Citadel branch and get access to cash in minutes.

It's quick and easy to apply online.

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Information accurate as of and is subject to change without notice. You must be at least 18 years of age to qualify. Incomplete and/or inaccurate application information may result in automatic denial of credit. If we have received a credit application from you in the last 90 days we may consider this application to be a duplicate. If approved for a loan, minimum loan amount is $500 and maximum loan amount is $20,000. Federally guaranteed student loans should not be consolidated because you will lose important federal benefits.

1 Pre-Qualified: Information contained in your credit report was used in connection with this offer. You received this offer because you satisfied our pre-established criteria for creditworthiness used to select individuals for this offer and based on an initial determination that you met Citadel Credit Union’s credit standards. Offer expires March 21, 2024.

2 APRs for personal loan range from 12.24% - 17.99%. The maximum term available for the 12.24% APR is 36 months. Not all applicants qualify for the lowest rate. Lowest rates are reserved for the most creditworthy borrowers. Your actual rate will be within the range of rates listed and will depend on the term you select, evaluation of your creditworthiness, income and a variety of other factors. Loan amount, APR and availability of additional terms are based on creditworthiness. This offer may not be used to pay off or pay down any other Citadel loan.

3 Interest calculation for the example High-Interest Rate Credit Card is based on a $15,000 balance with a $491 monthly payment at an interest rate of 19.99% for 43 months.