Been with Citadel Since Age 13
“I’ve been with Citadel since I was 13 and had my first job. Now I use them for my car loans and credit cards, and I will probably use them when I buy my first house. I love Citadel!”
Enjoy 0% APR for a Limited Time*
We’ve Lowered Your Interest Rate!
A Special Rate Just for You
Starting November 15, 2019 and through February 15, 2020, enjoy 0% APR on your Citadel Mastercard! All you have to do is - Nothing (except use your card to save big on interest, of course). Think of it as our holiday gift to you.
It’s simple to take advantage of this limited-time 0% APR offer:
- Use your card between November 15 and February 15
- Enjoy 0% APR during that time period
The 0% APR applies to ANY purchase or balance transfers made with your card between November 15 - February 15.
Start shopping and enjoy your 0% APR today!
Can’t find your credit card? No problem! Simply call us at 800-666-0191 and we’ll order you a new one!
Turn your cards on/off, set spending limits, and manage location settings with Citadel Card Control.
Learn MoreTake advantage of your Credit Card benefits:
No Annual Fee- Mastercard $0 Liability Protection
- No Balance Transfer Fee
- Card Control
Make purchases quickly and securely with Citadel’s suite of Digital Wallets.
Explore NowHear From Our Customers
Citadel Customers For Over 18 Years
“My wife and I have been Citadel customers for over 18 years. When we moved to Brazil to work as missionaries in 2017, it was very difficult to make ATM withdrawals and credit card transactions. Deneen and Whitney, in the Call Center, went beyond the extra mile to help us get our accounts working. They stayed on the phone until everything worked. We were so thankful, we visited the corporate office when we were home and actually met them. We will always bank at Citadel, they are truly like family.”
My word for Citadel is WOW!
“My word for Citadel is WOW! I already had my Honda financed through Citadel and was looking to consolidate some of my credit cards. No one out there would help me until Citadel. Once that was finalized it was one WOW after another! After being with my previous bank for 20 years, I was hooked and changed banks completely. Every time I come in, I am among friends and people are so eager to assist me. Since my change to Citadel, my credit score has skyrocketed. In my humble opinion, Citadel changed my financial world.”
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*Agreements and Disclosures
View *Agreements and Disclosures
* APR=Annual Percentage Rate. 0% APR available on new purchases and balance transfers posted to your Citadel Mastercard between November 15, 2019 – February 15, 2020. 0% Promotional Rate expires February 15, 2020. After that, standard APRs will apply to account balances and new activity. As of November 1, standard rates range from 8.74 – 17.99% APR, depending upon product and your creditworthiness. 0% Promotional APR does not apply to cash advances.
Variable APR is an interest rate that can vary with the market based on the Prime Rate. 1.1% Foreign transaction fee applies for transactions initiated in foreign currencies (excluding World Mastercard). Cash advance fee is up to 5% of amount advanced ($10 minimum). Late fee is up to $35.00. Returned Check Fee is up to $25.00.
Information accurate as of . All terms, including fees and APRs for new transactions, may be subject to change. Ask for full details. Offers may be withdrawn at any time.
