Enjoy 0% APR for a Limited Time*

You're all set to swipe and save big on interest this holiday season.

We’ve Lowered Your Interest Rate!

A Special Rate Just for You

Starting November 15, 2019 and through February 15, 2020, enjoy 0% APR on your Citadel Mastercard! All you have to do is - Nothing (except use your card to save big on interest, of course). Think of it as our holiday gift to you.

It’s simple to take advantage of this limited-time 0% APR offer:

  • Use your card between November 15 and February 15
  • Enjoy 0% APR during that time period

The 0% APR applies to ANY purchase or balance transfers made with your card between November 15 - February 15.

Start shopping and enjoy your 0% APR today!

Can’t find your credit card? No problem! Simply call us at 800-666-0191 and we’ll order you a new one!

Turn your cards on/off, set spending limits, and manage location settings with Citadel Card Control.

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Take advantage of your Credit Card benefits:

  • approvalNo Annual Fee
  • approvalMastercard $0 Liability Protection
  • approvalNo Balance Transfer Fee
  • approvalCard Control

Make purchases quickly and securely with Citadel’s suite of Digital Wallets.

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*Agreements and Disclosures

View *Agreements and Disclosures

* APR=Annual Percentage Rate. 0% APR available on new purchases and balance transfers posted to your Citadel Mastercard between November 15, 2019 – February 15, 2020. 0% Promotional Rate expires February 15, 2020. After that, standard APRs will apply to account balances and new activity. As of November 1, standard rates range from 8.74 – 17.99% APR, depending upon product and your creditworthiness. 0% Promotional APR does not apply to cash advances.


Variable APR is an interest rate that can vary with the market based on the Prime Rate. 1.1% Foreign transaction fee applies for transactions initiated in foreign currencies (excluding World Mastercard). Cash advance fee is up to 5% of amount advanced ($10 minimum). Late fee is up to $35.00. Returned Check Fee is up to $25.00.


Information accurate as of . All terms, including fees and APRs for new transactions, may be subject to change. Ask for full details. Offers may be withdrawn at any time.