Find the New Home (and Rates) You Love
Fixed Rates for Mortgages
Enjoy low, fixed interest rates and fixed monthly payments on our fixed rate mortgage when borrowing with Citadel. Contact a Mortgage Loan Expert today, and we’ll walk you through the lending process and help you decide which fixed rate mortgage is best for you based on your needs.
Low, Fixed Rates
Your interest rate (and principal & interest payment) won’t change for the life of the loan.
Flexible Terms
You can lower your payments by spreading them out over a longer period of time. Choose the term that works with your budget.
Save on Closing Costs
On average, home buyers and sellers earn $1,650 when using an agent through Citadel’s HomeAdvantage Network.
Featured Mortgage Rates
Additional Features
- Free pre-approval – Get your financing approved before you buy, so you know exactly how much you can spend. Get pre-qualified.
- Free prepayment – We do not charge penalties if you want to pay off your mortgage early.
- Servicing by Citadel – Citadel will always be your mortgage servicer. You’ll make payments to Citadel, and we’ll be your point of contact for any questions you may have.
- Regional availability – Citadel mortgages are available in Pennsylvania, Delaware, Maryland, and New Jersey.
- Title insurance – Citadel can help you obtain title insurance and other title-related services. Learn more.
- Online & Mobile Banking – Make payments and manage your loan account. Learn More.
To learn more about Citadel's fixed rate mortgage product and our fixed interest rates contact us today!
Apply for a fixed rate mortgage today!
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Get in Contact with a Mortgage Loan Originator
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Frequently Asked Questions
Rates can change daily.
A fixed rate mortgage is a type of mortgage where the interest rate remains the same through the term of the loan.
To view Citadel's daily mortgage rates, you will want to go to our Great Rates, Low Fees page and select "Mortgages & Home Equity" from the drop-down.
To view Citadel's current fixed 15 year mortgage rate visit the Fixed Rate Mortgage page under the 'Rates' tab or Citadel's Great Rates, Low Fees page.
A fixed interest rate is when the rate does not fluctuate during the fixed rate period of the loan.
An interest rate is the percent of principal charged by a lender to borrow the use of assets.
Yes, Citadel does offer a fixed 30 year mortgage rate that is competitive in today's market.
Still have questions? Visit our help center.
*Agreements and Disclosures
Fixed Rate Mortgage Terms
- All interest rates, annual percentage rates (APRs), points and any other applicable fees shown are accurate as of and are subject to change without notice. Your APR will vary based on your final loan amount and finance charges.
- INTEREST RATES, ANNUAL PERCENTAGE RATES (APR) AND POINTS SHOWN ARE SUBJECT TO CHANGE BASED ON CREDIT QUALIFICATIONS AND FINAL APPROVAL. OTHER CONDITIONS AND RESTRICTIONS MAY APPLY.
- The monthly payment amount shown includes principal and interest, and does not include amounts for taxes and insurance premiums, if applicable. Your actual monthly payment will be higher if an escrow account is established or required.
- Your APR will vary based on your final loan amount and finance charges.
Adjustable Rate Mortgage Terms
- All interest rates, annual percentage rates (APRs), points and any other applicable fees shown are accurate as of and are subject to change without notice. Your APR will vary based on your final loan amount and finance charges.
- INTEREST RATES, ANNUAL PERCENTAGE RATES (APR) AND POINTS SHOWN ARE SUBJECT TO CHANGE BASED ON CREDIT QUALIFICATIONS AND FINAL APPROVAL. OTHER CONDITIONS AND RESTRICTIONS MAY APPLY.
- The monthly payment amount shown includes principal and interest, and does not include amounts for taxes and insurance premiums, if applicable. Your actual monthly payment will be higher if an escrow account is established or required.
- Your APR will vary based on your final loan amount and finance charges.
