*Get a $250 Bonus Reward!

We’ll give you a $250 Bonus when you open a new, Free Checking Account.

Switch to the checking account that pays you!

With our Free Rewards Checking you can turn everyday debit card purchases into cash, gift cards, travel and more! The more you spend the more you earn, plus for a limited time get a $250 Bonus Reward.

It's easy to get your bonus rewards!

  1. Open a new checking account with us with as little as $50
  2. Make at least three (3) signature transactions using your new debit card within the first 30 days after opening your account
  3. Call us or visit any one of our convenient branch locations to request your 25,000 bonus points

Talk to Us
Call us today with any questions!
(844) 499-0432

Rewards can be redeemed with as few as 2,500 points. Read more about our Reward Points and how you can start earning points today. Learn more about Citadel's FREE Checking account.

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Open your new, Free Rewards Checking Account today!

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Agreements and Disclosures

View Agreements and Disclosures
*This limited time offer may be withdrawn at any time. All standard account requirements apply. $50 minimum deposit to open account. The offer may not be combined with any other offer. Bonus rewards points available to new checking customers only; One offer per household, per lifetime. Customer must not have closed a Citadel checking account within the last 12 months. To receive bonus rewards points customer must contact Citadel by calling (877) 780-1615 or visit a branch after making a minimum of three (3) signature-based transactions using their Citadel debit card within 30 days after account opening. Bonus reward points will be awarded within 60 days after Citadel confirms the requirements have been met. Bonus points must be requested within 6 months of meeting the promotion requirements. There is a 5 year expiration on unredeemed points. Earn one (1) point for every $3 of signature-based transactions with your Citadel Debit MasterCard®. 250 Reward points cash redemption value accurate as of and subject to change. Redemption values differ depending on the redemption category. If no activity for 90 days on FREE Checking, a $15 monthly inactivity fee will apply. Must be a resident of Pennsylvania to qualify for this offer. Conditions subject to change without notice. Federally insured by NCUA.