Overbrook Park Branch Now Open
Citadel's Ultimate Growth Checking is a free account that rewards progress and grows with you. To celebrate our new Overbrook Park location, you can get started with a welcome bonus of up to $5001.
Plus, for a limited time, open an 8 Month Certificate at our special rate of @CD8M APY!*
How to get your welcome bonus:
- Earn $300 when you set up direct deposit(s) totaling $2,000 or more to your new checking account in the first 90 days1
- Earn an additional $200 when you maintain a balance of $5,000 or more1
How to get your limited time Certificate rate:
- Open an 8 Month Certificate
- Deposit a minimum of $500. (New money required)*
What You’ll Love
With Ultimate Growth Checking, you can also:
- Get paid up to 2 days early2
- Easily set up direct deposit in Online & Mobile Banking
- Video chat with us or stop by a local branch
- Add other accounts, like a High Yield Savings3 or Cash Rewards credit card4 to get an extra boost
Calculate Your Benefits
Five tiers that grow as you go:
This free checking account has five tiers designed to benefit you at every stage of your financial journey.5 The more you grow your balance, the more your rewards and perks get boosted. And you’ll earn interest on your checking balance starting at Tier 2.6
Your tier will automatically be adjusted based on your average balance, so you'll never have to wonder if you're in the right account again.
Calculate your annual benefits here and explore every tier here to see how much you can grow.
Say YES to Free
Say NO to fees:
This account has no monthly service fees,6 and starting at Tier 2, we’ll also waive our other standard fees for overdraft transfers and stop payments.7
Need cash at an ATM? You can use any Citadel ATM for free any time. At non-Citadel ATMs, you’ll get up to 10 free withdrawals and balance inquiries per month from us, plus we’ll refund up to 10 surcharges per month if you’re charged by someone else.8
Need wire transfers? You’ll get unlimited incoming for free, 1 free outgoing per month starting at Tier 2, and 2 free outgoing per month after that.
Get to Know Ultimate Growth Checking
Introducing the checking account that grows with you. And it's totally free! See for yourself why it’s the only account you’ll ever need. Make the ultimate upgrade and get growing today!
Get the only account you’ll ever need.
Lets GrowWhy Choose Citadel?
Citadel is a not-for-profit credit union that exists to serve people, businesses, and communities so they can prosper. Not sure if you're eligible? Here's who can join.
Here’s why you should join us:
Better rates & low (or no!) fees
No tricks or hidden selling tactics
Personalized banking experiences, online & in-person
All you need to do is open a $1 savings account to join
