Lock in a Lower Monthly Payment

When you refinance your auto loan with Citadel you'll enjoy a variety of great benefits such as flexible payment options, competitive rates, and more. Make your monthly vehicle payments fit your budget today.

Additional Benefits of Refinancing Your Auto Loan With Citadel:

• Same day funding available
• Flexible terms
• No prepayment penalty
• GAP Coverage available¹
• Payment Protection available²
• Manage your loan online

There are plenty of ways to refinance: Schedule an appointment, connect with us virtually through Video Connect, call us at 800-666-0191, or visit any branch.

Annual Percentage Rates (APRs) shown are accurate as of and may change without notice. APRs may range from 5.74% APY and will not exceed 18%. Your actual APR will be based on a review of your credit application, creditworthiness, collateral, vehicle model year, and loan term. Not all members will qualify for the lowest rate and payment may not be lower for every member. All loans are subject to credit approval. Up to 120% financing on vehicle model years 2015 and newer are available; not all borrowers will qualify for full percentage of advance. A lien recording fee applies and will vary by state.

¹ Guaranteed Asset Protection (GAP) Coverage is available through a third party. Learn more at citadelbanking.com/borrow/auto-loans-and-refinancing/gap-coverage.

² Payment Protection is a voluntary loan option that covers your payment or balance in the event of death, disability, or involuntary unemployment. Learn more at citadelbanking.com/borrow/payment-protection.