Exclusive Certificate Offer

Save more for your future with an 18-month certificate.

Lock in a Great Rate

Commonly referred to as CDs or Certificates of Deposit at other financial institutions, Citadel Certificates are a simple way to earn more and reach your savings goal sooner. Lock in a great rate on an 18-month certificate today. Open yours now with a minimum deposit of $500!*

Benefits of a Citadel Certificate:

  • Low-risk investment
  • Deposits are federally insured by the NCUA up to $250,000
  • Special bonus rate on deposits of $75,000 or more

Have questions about our certificates or certificate rates? Schedule an appointment today!

Certificate Rates

APY = Annual Percentage Yield. Read Full Disclosures.

Already a member? Open a certificate in Online Banking today!

Get Started
Best places to work 2023
Forbes best in state 2022
Daily Local News Best of Chester County Readers Choice Winner
Best in Montco Winner
Fortune recommends 2023

Find an ATM or Branch Near You

*Certificates Disclosures

View *Certificates Disclosures

Information accurate as of . and subject to change without notice. All rates expressed as Annual Percentage Yield (APY). Offers may be modified or withdrawn at any time. Fees may reduce earnings.

*Certificate Offer: Minimum deposit to open and earn standard APY of 5.25% is $500. Bonus APY of 5.30% APY is available on 18-Month certificate opened with a minimum deposit of $75,000 or more. You may not make any deposits to this account after it is established. Your account will automatically renew at maturity. You will have a grace period of 10 calendar days following maturity to make withdrawals from or deposits to your account. Citadel will impose a penalty if you withdraw any of the funds before the maturity date. The penalty imposed will equal 90 days of dividends on your account for account terms of one year or less; 180 days of dividends for account terms greater than one year and less than three years; and 365 days of dividends for account terms of three years or greater. We calculate all early withdrawal penalties on the principal amount withdrawn at the dividend rate in effect on the account on the withdrawal date. If your account has not earned enough dividends to cover an early withdrawal penalty, we deduct any dividends first and take the remainder of the penalty from your principal. Offer not available for public funds. Membership requirements apply.