Certificate Special

Lock in a new, special rate of 3.65% APY* on an 18-month Certificate.

Lock in a Special Rate

*REG = Regular Rate. APY = Annual Percentage Yield. Read Full Disclosures.

Build your savings faster with an 18-month Certificate from Citadel. Lock in a special, new rate of 3.65% APY today. Open yours now with a minimum deposit of $500!*

Transferring funds to Citadel has never been easier. Simply video chat, schedule an appointment, call us at (800) 666-0191 or visit any of our branch locations.

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Citadel's Video Specialists are just a few clicks away with Video Connect. Skip the trip to the branch office and video chat safely and securely from your preferred location. Learn More.

On your laptop, desktop, or mobile device, our Video Specialists can help you complete almost any banking-related task:

✔ Open a new account
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✔ Apply for a loan
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*Certificates Disclosures

View *Certificates Disclosures

Information accurate as of . and subject to change without notice. All rates expressed as Annual Percentage Yield (APY). Offers may be modified or withdrawn at any time. Fees may reduce earnings.

*Certificate Offer: Minimum deposit to open and earn standard APY of 3.65% is $500. Bonus APY of 3.70% APY is available on 18-Month certificate opened with a minimum deposit of $75,000 or more. You may not make any deposits to this account after it is established. Your account will automatically renew at maturity. You will have a grace period of 10 calendar days following maturity to make withdrawals from or deposits to your account. Citadel will impose a penalty if you withdraw any of the funds before the maturity date. The penalty imposed will equal 90 days of dividends on your account for account terms of one year or less; 180 days of dividends for account terms greater than one year and less than three years; and 365 days of dividends for account terms of three years or greater. We calculate all early withdrawal penalties on the principal amount withdrawn at the dividend rate in effect on the account on the withdrawal date. If your account has not earned enough dividends to cover an early withdrawal penalty, we deduct any dividends first and take the remainder of the penalty from your principal. Offer not available for public funds. Membership requirements apply.