Get the Funds You Need

Offers are subject to credit approval. APR = Annual Percentage Rate. Read Full Disclosures.

Congratulations! You're pre-qualified¹ to borrow up to your original personal loan amount with rates starting at 9.99% APR!² If you’re looking for more room in your monthly budget or more cash on hand, consider refinancing your Citadel personal loan. Lock in a lower rate or choose a different term length and you could reduce your monthly payment. Apply now!

Refinance your Citadel personal loan and enjoy:

• A fixed rate as low as 9.99% APR²
• No pre-payment penalty
• Flexible terms 

Don't wait - this offer ends August 21, 2025!

¹ Pre-Qualified: Information contained in your credit report was used in connection with this offer. You received this offer because you satisfied our pre-established criteria for creditworthiness used to select individuals for this offer and based on an initial determination that you met Citadel Credit Union’s credit standards. Offer expires August 21, 2025.

² Information accurate as of and is subject to change without notice. You must be at least 18 years of age to qualify. Incomplete and/or inaccurate application information may result in automatic denial of credit. If we have received a credit application from you in the last 90 days we may consider this application to be a duplicate. If approved for a loan, minimum loan amount is $500 and maximum loan amount is $20,000. APRs for Personal Loan range from 9.99% - 17.99%. The maximum term available for the 9.99% APR is 36 months. Not all applicants qualify for the lowest rate. Lowest rates reserved for the most creditworthy borrowers. Your actual rate will be within the range of rates listed and will depend on the term you select, evaluation of your creditworthiness, income, and a variety of other factors. Loan amount, APR, and availability of additional terms are based on creditworthiness. This offer may not be used to pay off or pay down any other Citadel loan. Federally Guaranteed Student Loans should not be consolidated because you will lose important federal benefits.