You're Pre-Qualified!*

You could lower your monthly payment by refinancing your personal loan with rates as low as 11.99% APR.**

Refinance for More Budget Flexibility

Offers are subject to credit approval. APR = Annual Percentage Rate. Read Full Disclosures.

Congratulations! You're pre-qualified* to borrow up to your original loan amount, plus an additional $2,500 with rates starting at 11.99% APR!** If you’re looking for more room in your monthly budget or more cash on hand, consider refinancing your Citadel Personal Loan. Lock in a lower rate or choose a different term length and you could reduce your monthly payment. Apply now!

Refinance your Citadel Personal Loan and enjoy:

  • A fixed rate as low as 11.99% APR**
  • No pre-payment penalty
  • Convenient Skip-a-Pay option
  • Flexible terms

Ready to see if you can lower your monthly payment? Simply apply online, video chat, schedule an appointment, call us at (800) 666-0191 or visit any of our branch locations.

Don't wait - this offer ends March 3, 2023!

Refinance your personal loan today!

Get Started

So Many Great Reasons to Refinance with Citadel

  • paymentImproved Cash Flow
  • flexibilityFlexibility in your budget
  • clipboard check, featureFast Approval
  • peace of mindThe peace of mind you deserve
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Chat Face-to-Face With Citadel Video Connect

Citadel's Video Specialists are just a few clicks away with Video Connect. Skip the trip to the branch office and video chat safely and securely from your preferred location. Learn More.

On your laptop, desktop, or mobile device, our Video Specialists can help you complete almost any banking-related task:

✔ Open a new account
✔ Add a product to a current account
✔ Apply for a loan
✔ Talk to a business banking expert

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*Agreements and Disclosures

View *Agreements and Disclosures

*Information contained in your credit report was used in connection with this offer. You received this offer because you satisfied our pre-established criteria for creditworthiness used to select individuals for this offer and based on an initial determination that you met Citadel Credit Union’s credit standards. Offer expires March 3, 2023.

**Information accurate as of and is subject to change without notice. You must be at least 18 years of age to qualify. Incomplete and/or inaccurate application information may result in automatic denial of credit. If we have received a credit application from you in the last 90 days we may consider this application to be a duplicate. If approved for a loan, minimum loan amount is $500 and maximum loan amount is $25,000. APRs for Personal Loan range from 11.99% - 17.99%. The maximum term available for the 11.99% APR is 36 months. Not all applicants qualify for the lowest rate. Lowest rates reserved for the most creditworthy borrowers. Your actual rate will be within the range of rates listed and will depend on the term you select, evaluation of your creditworthiness, income, and a variety of other factors. Loan amount, APR, and availability of additional terms are based on creditworthiness. This offer may not be used to pay off or pay down any other Citadel loan. Federally Guaranteed Student Loans should not be consolidated because you will lose important federal benefits.