Loans & Lines of Credit

Citadel’s range of lending products makes it easy to access the money you need, when you need it.

Borrow

As a Citadel member, you'll enjoy low rates on all of our loan products. Business or personal, one-time or ongoing—Citadel is here to support all your financing needs. Whether you're looking for the best auto loan rates, low interest personal loans or our current mortgage rates, we're here to help!

Credit Cards +

Credit Cards +

In need of a credit card that better fits your lifestyle? Citadel has the options you’re looking for. Compare the many features of our credit cards to find the one that offers you the convenience, rewards, and low rates that meet your everyday needs. Plus, when you open a new card with us, you can easily transfer balances from your previous card for no fee.

Mortgages & Home Loans +

Mortgages & Home Loans +

Finding the perfect home is hard but financing with a mortgage from Citadel is easy. Compare our low rates and flexible terms to see which option is right for you. Already a homeowner? Citadel also has refinancing and home equity loan options built to fit your specific needs. We can help you at any stage in your home ownership journey.

Personal Loans +

Personal Loans +

A personal loan is personal, so you should decide how to use it. Citadel offers low interest rates, overdraft protection and more on personal loans and lines of credit and we never ask how you intend to use the funds you receive. Compare the benefits, rates, and features of each to see which is right for you.

Payment Protection +

Payment Protection +

Prepare for the unexpected and safeguard your finances with Citadel’s Member’s Choice™ Borrower Security program. This payment protection benefit is a voluntary loan option that covers your payment or balance in the event of death, disability, or involuntary unemployment. Make sure you and your family are prepared for life’s sudden and unexpected disasters with payment protection.

Auto Loans +

Auto Loans +

In need of some new wheels? Citadel offers some of the lowest rates on auto loans in the Greater Philadelphia area. We’ll get you on the road with everything from great rates and multiple loan options to research tools and new or used dealer inventories near you. Compare rates and get pre-approved today.

Auto Refinance +

Auto Refinance +

Don’t let your vehicle’s monthly payment destroy your budget. Citadel also offers auto refinance options with some of the most competitive rates in the Greater Philadelphia area. Plus, when you refinance with Citadel, you’ll have more flexibility with your payment options. Schedule an appointment today and we’ll help put you in gear.

Student Loans +

Student Loans +

Looking to further your education? In need of some extra financial assistance? Citadel has partnered with Sallie Mae to offer both the Smart Option Student Loan® and the Sallie Mae Parent Loan for families to finance college expenses not covered by scholarships and federal loans. We’re here to help you get your degree with financing options that work for you.

Hear From Our Customers

top