Refer a Friend and Receive $50 for You, $50 for Them

Our customers love to spread the word about Citadel. So, it’s about time we thanked you for it! Tell your family and friends about Citadel and when they open a qualified* new checking account you BOTH will receive $50. Now THAT’S something to talk about.


In order to receive the Reward Card, your friends and family members must first register for the program, then open a new Citadel checking account, keep the account open and in good standing for at least 30 days, AND complete the following requirements within 60 days of account opening:

  • Complete one (1) or more direct deposits totaling a minimum of $250, OR
  • Complete ten (10) or more debit card transactions (excluding
    ATM withdrawals)

Please allow up to 4-6 weeks, after completing all requirements of this offer, for delivery of your Reward Card.

Registering for the program is easy! Choose from any of our three convenient options.

Register Online

Register on the Refer Live website and begin referring immediately.

Visit a Branch

Return the completed form to your closest Citadel branch.

Call a Referral Ambassador

Dial 1-844-618-1806 & speak to a Referral ambassador.

*Complete Terms & Conditions are available at: