Features IRA Money
Market Account
IRA Short-Term
CDs
IRA Mid-Term
CDs
IRA Long-Term
Cds
Minimum Investment $100 $500 $500 $500
Flexible Terms n/a 3-12 months 18-36 months 48-84 months
Better Rates (APY) Up to 0.30% Up to 0.85% Up to 1.85% Up to 2.00%
Traditional & Roth IRA Checkmark-Black Checkmark-Black Checkmark-Black Checkmark-Black
Federally Insured Checkmark-Black Checkmark-Black Checkmark-Black Checkmark-Black

Which IRA investment is right for you?


A Citadel IRA Money Market Account is right for you

if you have $100 or more to invest and you want a rate that keeps pace with market conditions.

Balance APY
$100 to $2,499 0.00%
$2,500 to $24,999 0.10%
$25,000 to $74,999 0.25%
$75,000 and up 0.30%

Call us to get started: (800) 666-0191

Related Fees
Account Terms


A Citadel IRA Short-Term CD is right for you

if you have $500 or more to invest and want to lock in a set interest rate for 3 to 12 months. The larger your investment, the higher your interest rate.

Term Investment Amount
$500+ $25k+ $75k+
3 months 0.20% 0.20% 0.20%
6 months 0.40% 0.40% 0.40%
12 months 0.85% 0.85% 0.85%

Call us to get started: (800) 666-0191

Related Fees
Account Terms


A Citadel IRA Mid-Term CD is right for you

if you have $500 or more to invest and want to lock in a set interest rate for 18 months to 3 years. The larger your investment, the higher your interest rate.

Term Investment Amount
$500+ $25k+ $75k+
18 months 1.00% 1.05% 1.10%
24 months 1.50% 1.50% 1.50%
30 months 1.60% 1.60% 1.60%
36 months 1.85% 1.85% 1.85%

Call us to get started: (800) 666-0191

Related Fees
Account Terms


A Citadel IRA Long-Term CD is right for you

if you have $500 or more to invest and want to lock in a set interest rate for 4 to 7 years. The larger your investment, the higher your interest rate.

Term Investment
$500+ $25k+ $75k+
48 months 2.00% 2.00% 2.00%
60 months 2.10% 2.10% 2.10%
84 months 1.90% 1.95% 2.00%

Call us to get started: (800) 666-0191

Related Fees
Account Terms

 

Traditional IRA or Roth IRA?

Our Investment Services Team can help you decide which type works for you. Request a consultation.

calculator

Savings Calculator

How long until I reach my savings goal?

Run the numbers

calculator
Retirement Calculator

Am I on track for a comfortable retirement?

Run the numbers

 

 

 

X

X

X

X

X

X

X

X

 

 

Feedback