Citadel FREE Checking
offers a free and easy way to manage your money with NO minimum balance and NO monthly fee! Earn bonus rewards for everyday checking and debit card purchases.
Citadel Star Checking
earns interest on balances of $10,000 or more. Plus there’s no monthly fee when you maintain the minimum $500* or a combined household balance of $10,000.
*average checking account balance
Citadel Star Premiere Checking
earns interest on balances of $5,000 or more. Plus there’s no monthly fee when you maintain the minimum $5,000* or a combined household balance of $25,000.
*average checking account balance
- Compare Accounts
- Account Features
- Order More Checks
- Interest Rates
- Switch To Citadel
Every Citadel checking account FREE features:
Save Time and Stamps. Pay your bills 24 hours a day from anywhere around the world. Learn More
Our Online Banking features a single login to access all of your accounts at Citadel, account-to-account and member-to-member transfers, alerts and more. Learn More
Mobile Banking and Deposit
Use Citadel Mobile Banking on any device to view your account history, check your balances, transfer funds and pay bills. Learn More
Bank by Phone
Make many types of everyday banking transactions using a touch-tone phone. Learn More
Access your statement anytime anywhere. It’s FREE, convenient and safe. Learn More
Fast and accurate, FREE to all members.
Funds available fast with FREE direct deposit.
Licensed Notary services available to all Citadel members.
Can be viewed or printed from online banking FREE of charge.
Debit or ATM Card
Available with all checking accounts.
Need to Reorder Checks?
- Login to Online Banking
- Call the Customer Service Center at (800) 666-0191
- Visit a Citadel branch.
Citadel STAR Checking
Star Checking benefits include earning interest on balances of $10,000 or more. Theres no monthly fee when you maintain the minimum $500 average checking account balance (or Combined Household Balance of $10,000).
|$10,000 and up
Citadel STAR Premiere Checking
STAR Premiere Checking benefits include earning interest on balances of $5,000 or more. Theres no monthly fee when you maintain the minimum $5,000 average checking account balance (or Combined Household Balance of $25,000).
|$5,000 to $24,999.99
|$25,000 and up
Ready to switch to Citadel? We’re ready to help.
Your Personal Citadel representative is here for you every step of the way.
Open a Citadel Checking account
Are you a Citadel customer?
Answer yes if you already have an account, loan or credit card with Citadel.
There are 3 easy ways to open a Citadel Checking Account.
1. Log in to Online Banking
Once you log in:
- Select “Open New Account”
- Select “Open Account”
- Select “View All” to see all available checking accounts
- Select The Type of Checking account
2. Call (877) 870-1617
A local representative is ready to assist you.
3. Visit a local branch
Do you want to open an additional Citadel Checking Account? If you already have a Citadel Checking Account and want to open another account, click here.
Opening a Citadel Checking Account is fast and easy.
All you need is 10-15 minutes and a government issued ID. We’ll ask you a few security questions as required by law. Plus, you’ll just need to confirm the type of account you’d prefer..
Please note: Since Citadel is a credit union, you can open an account with us if you live, work, worship, or study in Bucks, Chester, Delaware, Montgomery, or Philadelphia Counties, or the city of Lancaster, PA. You can also become a Citadel customer if a member of your family or household is already a customer, no matter where you live.
Ready to get started?
Have a question? We have an answer. Call (877) 870-1617 to speak with a local representative.
*If no activity for 90 days on FREE Checking, a $15 monthly inactivity fee will apply. Conditions subject to change without notice.