Hard to choose.

With so many exciting rewards, you may have trouble deciding which to get first.

  • Cash
  • Gift Cards to Best Buy, Home Depot, popular restaurants and more
  • Round-Trip Flights
  • Hotel Stays
  • Cruises
  • Electronics
  • Home Goods
  • Recreation Equipment

Plus much more!

Easy to earn.

Every transaction you make with your Citadel Rewards MasterCard or Citadel Debit MasterCard automatically earns points:

  • Earn 1 point for every $1 net spent with your Citadel Rewards MasterCard
  • Earn 1 point for every $3 net spent with signature based Citadel Debit MasterCard transactions

Plus, you can combine your points to earn rewards even faster. Simply complete this form.

Easy to redeem.

Rewards can be earned with as few as 2,500 points. Or save up your points for an even bigger and better reward. When you’’re ready, there are a few easy ways to redeem your points:

  • If you are an Online Banking User, just sign in and select Rewards Points from the left menu. Then select Manage Your Rewards Points to be automatically signed into CU Rewards and see your points to start redeeming.
  • If you are not an Online Banking user you can visit our Rewards Points page and create an account to review and redeem your points.
  • You can also print this brochure which has a redemption form attached.

Remember, Rewards Points do expire after 5 years, so make sure to redeem them for cash, gift cards, vacations, and much more! Check your Statement for any points expiring.