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COVID-19: All Branch Lobbies Are Closed, Drive-Up Access is Open

As of November 25, our branch lobbies are closed at all locations due to recent spikes in COVID-19. Our drive-up access remains open.  For more information, visit CitadelBanking.com/COVID19.

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Is there a pre-payment penalty for paying off my Mortgage or Home Equity loan early?

Frequently Asked Question

Our Mortgage and Fixed Home Equity products do not have a pre-payment penalty.

Our Home Equity Line of Credit has a $250 early termination fee if the Line is closed within the first 36 months after it is opened. There is no fee if the Line is paid down but not closed. After 36 months there is no fee for termination.